74.—(1) Where the Department incurs reasonable costs or expenses in taking steps—
(a)resulting from a borrower’s failure to comply with regulation 67, to
(i)obtain a borrower’s address outside the United Kingdom; or
(ii)obtain information about a borrower’s income during any period of residence outside the United Kingdom;
(b)to serve a notice under regulation 68(1) in any of the circumstances set out in regulation 68(2); or
(c)to recover the outstanding balance of the loan in full under regulation 73,
the Department may require reimbursement of those costs or expenses by the borrower and may add them to the borrower’s loan account and they will form part of the principal of the loan from the date on which they are added.