Costs and expenses of the Department61

— Where the Department incurs reasonable costs or expenses in taking steps—

a

resulting from a borrower’s failure to comply with regulation 54, to—

i

obtain a borrower’s address outside the United Kingdom; or

ii

obtain information about a borrower’s income during any period of residence outside the United Kingdom;

b

to serve a notice under regulation 55(1) in any of the circumstances set out in regulation 55(2); or

c

to recover the outstanding balance of the loan in full under regulation 60,

the Department may require reimbursement of those costs or expenses by the borrower and may add them to the borrower’s loan account.