In this Schedule—

• “alternative finance arrangements” has the meaning as given in paragraph 7(2) of Schedule 1;

• “alternative finance payments” has the meaning given in paragraph 7 of Schedule 1;

• “joint owner-occupier” has the meaning given in paragraph 1(2);

• “loan interest payments” has the meaning given in paragraph 6 of Schedule 1;

• “owner-occupier” means a single owner-occupier within the meaning of paragraph 1(2) or each of joint owner-occupiers;

• “qualifying period” has the meaning given in paragraph 5(2);

• “relevant date” means, in relation an owner-occupier, the date on which an amount of housing costs element calculated under this Schedule is first included in the owner occupier’s award;

• “relevant payments” has the meaning given in paragraph 3;

• “standard rate” has the meaning given in paragraph 12.