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The Loans for Mortgage Interest Regulations (Northern Ireland) 2017
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- Northern Ireland Statutory Rules
- 2017 No. 176
- Regulation 3
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Changes over time for: Section 3
Version Superseded: 03/04/2023
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- 20/10/2017- Amendment
- 06/04/2018- Amendment
- 06/04/2018
Point in time - 03/04/2023- Amendment
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The offer of loan paymentsN.I.
This section has no associated Explanatory Memorandum
3.—(1) The Department may make an offer of loan payments to a claimant in respect of any owner-occupier payments the claimant is, or is to be treated as, F1... liable to make in respect of the accommodation which the claimant is, or is to be treated as, occupying as the claimant's home, unless paragraph (4) applies.
(2) For the purposes of paragraph (1)—
(a)owner-occupier payments are—
(i)in the case of a legacy benefit claimant or SPC claimant, payments within the meaning of Part 1 (legacy benefit claimants and SPC claimants) of Schedule 1 (meaning of owner-occupier payments),
(ii)in the case of a UC claimant, payments within the meaning of Part 2 (UC claimants) of Schedule 1;
(b)the circumstances in which a claimant is, or is to be treated as, F2... liable to make owner-occupier payments are—
(i)in the case of a legacy benefit claimant or SPC claimant, the circumstances specified in Part 1 (legacy benefit claimants and SPC claimants) of Schedule 2 (circumstances in which claimant is, or is to be treated as, liable to make owner-occupier payments),
(ii)in the case of a UC claimant, the circumstances specified in Part 2 (UC claimants) of Schedule 2;
(c)the circumstances in which a claimant is, or is to be treated as, occupying accommodation as the claimant's home are—
(i)in the case of a legacy benefit claimant or SPC claimant, the circumstances specified in Part 2 (legacy benefit claimants and SPC claimants) of Schedule 3 (circumstances in which a claimant is, or is to be, treated as occupying accommodation),
(ii)in the case of a UC claimant, the circumstances specified in Part 3 (UC claimants) of Schedule 3 (circumstances in which a claimant is, or is to be, treated as occupying accommodation).
(3) Where the liability for owner-occupier payments is shared with a person not in the benefit unit, the claimant shall be, or shall be treated as, liable to make owner-occupier payments by reference to the appropriate proportion of the payments for which the claimant is responsible.
(4) A UC claimant shall not be eligible for the offer of loan payments if—
(a)where the claimant is a single person, the claimant has any earned income; or
(b)where the claimant is a member of a couple, either member of the couple has any earned income.
Textual Amendments
F1Word in reg. 3(1) omitted (6.4.2018) by virtue of The Loans for Mortgage Interest and Social Fund Maternity Grant (Amendment) Regulations (Northern Ireland) 2018 (S.R. 2018/37), regs. 1(2), 2(3)(a)
F2Word in reg. 3(2)(b) omitted (6.4.2018) by virtue of The Loans for Mortgage Interest and Social Fund Maternity Grant (Amendment) Regulations (Northern Ireland) 2018 (S.R. 2018/37), regs. 1(2), 2(3)(b)
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