The Debt Arrangement Scheme (Scotland) Regulations 2011

  1. Introductory Text

  2. PART 1

    1. 1.Citation and commencement

    2. 2.Interpretation: general

    3. 3.Interpretation: debt

    4. 4.Dispensing power

    5. 5.Fees

    6. 6.Consequential amendments

  3. PART 2

    1. 7.Debtor to have an approved money adviser

    2. 8.Approved categories of money advisers

    3. 9.Approval of a money adviser

    4. 10.Persons who are not and may not be approved

    5. 11.Revocation, or suspension, of approval of a money adviser

    6. 12.Functions and duty of a money adviser

  4. PART 3

    1. 13.Payments distributors for a debt payment programme

    2. 14.Approval of a payments distributor

    3. 15.Revocation of approval of a payments distributor

    4. 16.Functions and duty of a payments distributor

    5. 17.Charges by a payments distributor

  5. PART 4

    1. 18.Debt Arrangement Scheme Register

    2. 19.Information on the DAS Register

  6. PART 5

    1. 20.Application for approval

    2. 21.Debtors who may apply for approval

    3. 22.Joint debt payment programme

    4. 23.Consent of creditors

    5. 24.Approval of agreed programmes

    6. 25.Approval by the DAS Administrator

    7. 26.Notice of intention to approve, and approval of, a programme

    8. 27.Standard conditions

    9. 28.Discretionary conditions

    10. 29.Notification of approval or rejection

    11. 30.Diligence or sequestration in the period before a debt payment programme is approved

  7. PART 6

    1. 31.Methods of payment

    2. 32.Payment instruction to employer

    3. 33.Effect on a creditor

    4. 34.Diligence: further provision as regards effect of debt payment programme

    5. 35.Effect on trust deeds which are not protected

  8. PART 7

    1. 36.Application for variation

    2. 37.Grounds for variation

    3. 38.Approval of a variation

    4. 39.Notification of approval or rejection of a variation

  9. PART 8

    1. 40.Revocation on sequestration or protected trust deed

    2. 41.Application for revocation

    3. 42.Grounds for revocation

    4. 43.Determination of a revocation

    5. 44.Notification of revocation

    6. 45.Apparent insolvency

  10. PART 9

    1. 46.Notice of completion

  11. PART 10

    1. 47.Appeals

  12. PART 11

    1. 48.Revocation of Debt Arrangement Scheme regulations

    2. 49.Savings and transitional arrangements

    3. 50.(1) Subject to regulation 49 and paragraph (2), the provisions...

    4. 51.Debt payment programmes in respect of which a request for...

  13. Signature

    1. SCHEDULE 1

      FORMS

    2. SCHEDULE 2

      CONSEQUENTIAL AMENDMENTS

      1. 1.Bankruptcy (Scotland) Act 1985

      2. 2.In section15 (further provisions relating to award of sequestration) of...

      3. 3.Debt Arrangement and Attachment (Scotland) Act 2002

      4. 4.Protected Trust Deed (Scotland) Regulations 2008

    3. SCHEDULE 3

      MONEY ADVISER TRAINING

      1. 1.The relationship between prescription or limitation, and enforcement of debt....

      2. 2.The consequences for a debtor— (i) sequestration;

      3. 3.The operation of— (i) an earnings arrestment;

      4. 4.The nature of rights of appeal from the sheriff court....

      5. 5.Assisting a client to— (a) respond to admitted money claims...

      6. 6.Identifying the need to refer a case to an appropriate...

    4. SCHEDULE 4

      PAYMENTS DISTRIBUTORS

    5. SCHEDULE 5

      REVOCATIONS

  15. Explanatory Note