SCHEDULE 3MONEY ADVISER TRAINING

Regulation 9(3)

1.

The relationship between prescription or limitation, and enforcement of debt.

2.

The consequences for a debtor—

(i)

sequestration;

(ii)

taking part in a debt payment programme;

(iii)

signing a trust deed;

(iv)

a trust deed becoming a protected trust deed; and

(v)

extra-judicial composition.

3.

The operation of—

(i)

an earnings arrestment;

(ii)

a furthcoming;

(iii)

an attachment, exceptional attachment and auction of moveables; and

(iv)

the debt arrangement scheme under Part 1 of the Act and prescribed by these Regulations.

4.

The nature of rights of appeal from the sheriff court.

5.

Assisting a client to—

(a)

respond to admitted money claims in the sheriff courts;

(b)

make or oppose an application in the sheriff courts for—

(i)

recall of decree;

(ii)

dismissal or absolvitor;

(iii)

continuation of a cause;

(iv)

a sist;

(c)

apply for recall or restriction of an arrestment;

(d)

make an application under the Debtors (Scotland) Act 198727;

(e)

apply for recall of an attachment, exceptional attachment, or an order under Parts 2 and 3 of the Act; or

(f)

make an application under these Regulations.

6.

Identifying the need to refer a case to an appropriate specialist, and know how to access specialist support.