SCHEDULE 2Scheme flexibilities

PART 4Election to buy out the standard reduction

CHAPTER 2Making a buy-out election

Eligible to make buy-out election

31.

(1)

A member (P) who has a normal pension age over 65 may elect to pay contributions to buy out the standard reduction (“buy-out election”) for a period of up to 3 years.

(2)

A buy-out election has effect from the day on which the scheme manager accepts the election.

(3)

A buy-out election ceases to have effect when the earliest of the following occurs—

(a)

P reaches normal pension age;

(b)

a retirement pension other than a phased retirement pension becomes payable to P;

(c)

P revokes the election or is taken to revoke the election.

(4)

A buy-out election may only be made within 6 months after P enters pensionable service under this scheme.

(5)

When making a buy-out election, P must be—

(a)

in pensionable service; and

(b)

under normal pension age.

(6)

P may by written notice to the scheme manager vary a buy-out election if P’s normal pension age changes before a retirement pension becomes payable to P.