10. Whether there are systems and processes—
(a)for investing contributions in a timely manner in accordance with members’ instructions or, in the absence of instructions, with the scheme’s default investment policy;
(b)for recording investment decisions and the associated instructions from members, or confirmation that a decision has been made without instructions;
(c)for managing the scheme’s interaction with investment managers, and recording key decisions;
(d)for recording, managing and reviewing the risks associated with investment decisions;
(e)for informing trustees about questions, decisions and risks relating to investments;
(f)for ensuring that members receive timely and appropriate investment information and prompt replies to their enquiries and correspondence.