Consumer Credit Act 1974

Section 167.

SCHEDULE 1Prosecution and Punishment of Offences

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SectionOffenceMode of prosecutionImprisonment or fine
7Knowingly or recklessly giving false information to Director.(a) Summarily.£400.
(b) On indictment.2 years or a fine or both.
39(1)Engaging in activities requiring a licence when not a licensee.(a) Summarily£400.
(b) On indictment.2 years or a fine or both.
39(2)Carrying on a business under a name not specified in licence.(a) Summarily.£400.
(b) On indictment.2 years or a fine or both.
39(3)Failure to notify changes in registered particulars.(a) Summarily.£400.
(b) On indictment.2 years or a fine or both.
45Advertising credit where goods etc. not available for cash.(a) Summarily.£400.
(b) On indictment.2 years or a fine or both.
46(1)False or misleading advertisements.(a) Summarily.£400.
(b) On indictment.2 years or a fine or both.
47(1)Advertising infringements.(a) Summarily.£400.
(b) On indictment.2 years or a fine or both.
49(1)Canvassing debtor-creditor agreements off trade premises.(a) Summarily.£200.
(b) On indictment.1 year or a fine or both.
49(2)Soliciting debtor-creditor agreements during visits made in response to previous oral requests.(a) Summarily.£200.
(b) On indictment.1 year or a fine or both.
50(1)Sending circulars to minors.(a) Summarily.£400.
(b) On indictment.1 year or a fine or both.
51(1)Supplying unsolicited credit-tokens.(a) Summarily.£400.
(b) On indictment.2 years or a fine or both.
77(4)Failure of creditor under fixed-sum credit agreement to supply copies of documents etc.Summarily.£200.
78(6)Failure of creditor under running-account credit agreement to supply copies of documents etc.Summarily.£200.
79(3)Failure of owner under consumer hire agreement to supply copies of documents etc.Summarily.£200.
80(2)Failure to tell creditor or owner whereabouts of goods.Summarily.£50.
85(2)Failure of creditor to supply copy of credit-token agreement.Summarily.£200.
97(3)Failure to supply debtor with statement of amount required to discharge agreement.Summarily.£50.
103(5)Failure to deliver notice relating to discharge of agreements.Summarily.£50.
107(4)Failure of creditor to give information to surety under fixed-sum credit agreement.Summarily.£200.
108(4)Failure of creditor to give information to surety under running-account credit agreement.Summarily.£200.
109(3)Failure of owner to give information to surety under consumer hire agreement.Summarily.£200.
110(3)Failure of creditor or owner to supply a copy of any security instrument to debtor or hirer.Summarily.£200.
114(2)Taking pledges from minors.(a) Summarily.£400.
(b) On indictment.1 year or a fine or both
115Failure to supply copies of a pledge agreement or pawn-receipt.Summarily.£200.
119(1)Unreasonable refusal to allow pawn to be redeemed.Summarily.£200.
154Canvassing ancillary credit services off trade premises.(a) Summarily.£200.
(b) On indictment.1 year or a fine or both.
157(3)Refusal to give name etc. of credit reference agency.Summarily.£200.
158(4)Failure of credit reference agency to disclose filed information.Summarily.£200.
159(6)Failure of credit reference agency to correct information.Summarily.£200.
160(6)Failure of credit reference agency to comply with section 160 (3) or (4).Summarily.£200.
162(6)Impersonation of enforcement authority officers.(a) Summarily.£400.
(b) On indictment.2 years or a fine or both.
165(1)Obstruction of enforcement authority officers.Summarily.£200.
165(2)Giving false information to enforcement authority officers.(a) Summarily.£400.
(b) On indictment.2 years or a fine or both.
167(2)Contravention of regulations under section 44, 52, 53, 54, or 112.(a) Summarily.£400.
(b) On indictment.2 years or a fine or both.
174(5)Wrongful disclosure of information.(a) Summarily.£400.
(b) On indictment.2 years or a fine or both.