Consumer Credit Act 1974 (c. 39)

SCHEDULES

SCHEDULE 3 U.K. Transitional and Commencement Provisions

Part II of Act U.K. Credit Agreements, Hire Agreements and Linked Transactions

Regulated agreements U.K.

1 (1) An agreement made before [F1 1st April 1977]is not a regulated agreement within the meaning of this Act. U.K.

(2) In this Act “prospective regulated agreement ” does not include a prospective agreement which, if made as expected, would be made before [F1 1st April 1977].

Textual Amendments

F1 Words substituted by S.I. 1977/325, art. 2 Sch. 1 para. 1

Linked transactions U.K.

2 U.K. A transaction may be a linked transaction in relation to a regulated agreement or prospective regulated agreement even though the transaction was entered into before the day appointed for the purposes of paragraph 1.

3 U.K. Section 19(3) applies only to transactions entered into on or after [F2 19th May 1985].

Textual Amendments

F2 Words substituted by S.I. 1983/1551, arts. 2(1), 3(a)(i)

Total charge for credit U.K.

4 U.K. Section 20 applies to consumer credit agreements whenever made.