Consumer Credit Act 1974

Part VI of ActU.K. Matters Arising During Currency of Credit or Hire Agreements

Liability of creditor for breaches by supplierU.K.

15U.K.Section 75 comes into operation on [F11st July 1977 but only in relation to regulated agreements made on or after that day].

Textual Amendments

F1Words substituted by S.I. 1977/802, para. 3

Duty to give noticeU.K.

16(1)Section 76 comes into operation on [F219th May 1985].U.K.

(2)Section 76 applies to an agreement made before [F219th May 1985]where the agreement would have been a regulated agreement if made on that day.

Textual Amendments

F2Words substituted by S.I. 1983/1551, arts. 2(1), 3(a)(i)

Duty to give informationU.K.

17(1)Sections 77 to 80 come into operation on [F319th May 1985].U.K.

(2)Sections 77 to 79 apply to an agreement made before [F319th May 1985]where the agreement would have been a regulated agreement if made on that day.

Textual Amendments

F3Words substituted by S.I. 1983/1551, arts. 2(1), 3(a)(i)

Appropriation of paymentsU.K.

18U.K.Section 81 comes into operation on [F419th May 1985].

Textual Amendments

F4Words substituted by S.I. 1983/1551, arts. 2(1), 3(a)(i)

Variation of agreementsU.K.

19U.K.Section 82 comes into operation on [F51st April 1977].

Textual Amendments

Misuse of credit facilitiesU.K.

20(1)Sections 83 and 84 come into operation on [F619th May 1985].U.K.

(2)Subject to sub-paragraph (4), section 83 applies to an agreement made before [F619th May 1985] where the agreement would have been a regulated consumer credit agreement if made on that day.

(3)Subject to sub-paragraph (4), section 84 applies to an agreement made before [F619th May 1985] where the agreement would have been a credit-token agreement if made on that day.

(4)Sections 83 and 84 do not apply to losses arising before [F619th May 1985].

(5)Section 84(4) shall be taken to be satisfied in relation to an agreement made before [F619th May 1985] if, within 28 days after that day, the creditor gives notice to the debtor of the name, address and telephone number of a person stated in that notice to be the person to whom notice is to be given under section 84(3).

Textual Amendments

F6Words substituted by S.I. 1983/1551, arts. 2(1), 3(a)(i)

Duty on issue of new credit-tokensU.K.

21(1)Section 85 comes into operation on [F719th May 1985].U.K.

(2)Section 85 applies to an agreement made before [F719th May 1985] where the agreement would have been a regulated agreement if made on that day.

Textual Amendments

F7Words substituted by S.I. 1983/1551, arts. 2(1), 3(a)(i)

Death of debtor or hirerU.K.

22(1)Section 86 comes into operation on [F819th May 1985].U.K.

(2)Section 86 applies to an agreement made before [F819th May 1985] where the agreement would have been a regulated agreement if made on that day.

Textual Amendments

F8Words substituted by S.I. 1983/1551, arts. 2(1), 3(a)(i)