Consumer Credit Act 1974

6 Form etc. of applications. U.K.

(1) An application to the [F1 OFT] under this Act is of no effect unless the requirements of this section are satisfied.

(2) The application must be in writing, and in such form, and accompanied by such [F2 information and documents] , as the [F1 OFT] may specify [F3 or describe in a] general notice, and must be accompanied by the specified fee .

(3) After giving preliminary consideration to an application, the [F1 OFT] may by notice require the applicant to furnish [F4 it] with such further information relevant to the application as may be described in the notice, and may require any information furnished by the applicant (whether at the time of the application or subsequently) to be verified in such manner as the [F1 OFT] may stipulate.

(4) The [F1 OFT] may by notice require the applicant to publish details of his application at a time or times and in a manner specified in the notice.

[F5 (5) Subsection (6) applies where a general notice under subsection (2) comes into effect—

(a) after an application has been made; but

(b) before its determination.

(6) The applicant shall, within such period as may be specified in the general notice, provide the OFT with any information or document—

(a) which he has not previously provided in relation to the application by virtue of this section;

(b) which he would have been required to provide with his application had it been made after the general notice came into effect; and

(c) which the general notice requires to be provided for the purposes of this subsection.

(7) An applicant shall notify the OFT, giving details, if before his application is determined—

(a) any information or document provided by him in relation to the application by virtue of this section is, to any extent, superseded or otherwise affected by a change in circumstances; or

(b) he becomes aware of an error in or omission from any such information or document.

(8) A notification for the purposes of subsection (7) shall be given within the period of 28 days beginning with the day on which (as the case may be)—

(a) the information or document is superseded;

(b) the change in circumstances occurs; or

(c) the applicant becomes aware of the error or omission.

(9) Subsection (7) does not require an applicant to notify the OFT about—

(a) anything of which he is required to notify it under section 36; or

(b) an error in or omission from any information or document which is a clerical error or omission not affecting the substance of the information or document.]

Textual Amendments

F1 Words in s. 6 substituted (1.4.2003) by Enterprise Act 2002 (c. 40), ss. 278, 279, Sch. 25 para. 6(5)(a); S.I. 2003/766, art. 2, Sch. (with art. 3)

F2 Words in s. 6(2) substituted (1.12.2007) by Consumer Credit Act 2006 (c. 14), ss. {44(1)(a)}, 71(2) (with Sch. 3 para. 23(1)); S.I. 2007/3300, art. 3(1), Sch. 1

F3 Words in s. 6(2) substituted (1.12.2007) by Consumer Credit Act 2006 (c. 14), ss. {44(1)(b)}, 71(2) (with Sch. 3 para. 23(1)); S.I. 2007/3300, art. 3(1), Sch. 1

F4 Word in s. 6(3) substituted (1.4.2003) by Enterprise Act 2002 (c. 40), ss. 278, 279, Sch. 25 para. 6(5)(b); S.I. 2003/766, art. 2, Sch. (with art. 3)

F5 S. 6(5)-(9) inserted (1.12.2007 for specified purposes and otherwise prosp.) by Consumer Credit Act 2006 (c. 14), ss. {44(3)}, 71(2) (with Sch. 3 para. 23(1)); S.I. 2007/3300, art. 3(1), Sch. 1