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Consumer Credit Act 1974
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Changes over time for: Section 97
Version Superseded: 26/05/2008
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- 01/02/1991- Amendment
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Consumer Credit Act 1974, Section 97 is up to date with all changes known to be in force on or before 22 November 2024. There are changes that may be brought into force at a future date. Changes that have been made appear in the content and are referenced with annotations.
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97 Duty to give information.U.K.
(1)The creditor under a regulated consumer credit agreement, within the prescribed period after he has received a request in writing to that effect from the debtor, shall give the debtor a statement in the prescribed form indicating, according to the information to which it is practicable for him to refer, the amount of the payment required to discharge the debtor’s indebtedness under the agreement, together with the prescribed particulars showing how the amount is arrived at.
(2)Subsection (1) does not apply to a request made less than one month after a previous request under that subsection relating to the same agreement was complied with.
(3)If the creditor fails to comply with subsection (1)—
(a)he is not entitled, while the default continues, to enforce the agreement; and
(b)if the default continues for one month he commits an offence.
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