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Friendly Societies Act 1974
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Version Superseded: 01/02/1993
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71 Prohibition of insuring money to be paid on death of a child under ten.E+W+S
(1)Subject to the following provisions of this section, a registered society or branch shall not insure so as to render any sum payable under the insurance on the death of any person at any time before he or she attains the age of ten years, otherwise than by way of repayment of the whole or any part of the premiums paid.
(2)Subsection (1) above does not apply to a sum payable to another person who has an interest in the life of the person on whose death the sum is payable.
(3)Subsections (1) and (2) above apply to an unregistered society or branch thereof as they apply to a registered society or branch thereof.
(4)Subject to the provisions of any Order in Council under section 7 of the M1Industrial Assurance and Friendly Societies Act 1948 (which confers power to extend the application of this section and of certain provisions of that Act originally limited to persons resident in Great Britain), subsection (1) above applies only in the case of a person who, at the time of the proposal, is ordinarily resident in the United Kingdom or the Isle of Man.
(5)Any society (whether registered or not) or any branch, other than a collecting society or branch thereof, which insures in contravention of subsection (1) above shall be guilty of an offence and liable on summary conviction to a fine not exceeding [F1level 3 on the standard scale]in the case of a registered society or branch and [F1level 3 on the standard scale]in any other case.
(6)Any collecting society or branch thereof which insures in contravention of subsection (1) above shall be guilty of an offence under the M2Industrial Assurance Act 1923.
(7)This section in its application to collecting societies shall be construed as one with the Industrial Assurance Acts 1923 to 1968.
Textual Amendments
F1Words substituted (E.W.S.) by virtue of (E.W.) Criminal Justice Act 1982 (c. 48, SIF 39:1), ss. 38, 46 and (S.) Criminal Procedure (Scotland) Act 1975 (c. 21, SIF 39:1), ss. 289F, 289G
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