http://www.legislation.gov.uk/ukpga/1979/34/section/32Credit Unions Act 1979An Act to enable certain societies in Great Britain to be registered under the Industrial and Provident Societies Act 1965 as credit unions; to make further provision with respect to societies so registered; to make provision with respect to the taxation of societies so registered and of Northern Ireland credit unions; to enable reciprocal arrangements to be made in relation to Northern Ireland credit unions; to facilitate the amendment of the Industrial and Provident Societies Act (Northern Ireland) 1969; and for connected purposes.1979-06-30texttext/xmlenStatute Law Database2024-05-20Expert Participation2023-08-29 General and miscellaneous Northern Ireland.321The Treasury may make reciprocal arrangements with the Department of Commerce for Northern Ireland or such other authority as may be specified for the purposes of this subsection by any Measure of the Northern Ireland Assembly with a view to securing that, on or after the commencement of this Act,—athe law applicable in England and Wales, or (as the case may be) Scotland, to societies registered as credit unions under the 2014 Act may be applied, in such cases and subject to such modifications as may be provided in the arrangements, to Northern Ireland credit unions; andbthe law applicable in Northern Ireland to Northern Ireland credit unions may be applied, in such cases and subject to such modifications as may be provided in the arrangements, to societies registered as credit unions under the 2014 Act ;and section 142 of the 2014 Act (which enables societies registered in Northern Ireland to be treated for certain purposes as if they were registered under that Act) shall not apply to Northern Ireland credit unions.2The Treasury may by regulations . . . make provision for giving effect to any arrangements made under subsection (1) above, and such regulations may in particular—aconfer rights and obligations (appropriate to credit unions) under this Act and the 2014 Act on Northern Ireland credit unions in such circumstances as may be specified in the regulations;bconfer functions on each of the FCA and the PRA in relation to Northern Ireland credit unions; andcmake such modifications of this Act, the 2014 Act and the Government of Ireland (Companies, Societies, etc.) Order 1922 as appear to the Treasury to be expedient to give effect to the arrangements.3In this section “Northern Ireland credit union” means a society registered as a credit union under the law of Northern Ireland.4An Order in Council made under paragraph 1(1)(b) of Schedule 1 to the Northern Ireland Act 1974 which contains a statement that its purposes correspond to those of this Act shall be subject to annulment in pursuance of a resolution of either House of Parliament instead of the Order, or a draft of the Order, being subject to the procedure set out in paragraph 1(4) or (5) of that Schedule.Words in s. 32(1)(a) substituted (1.12.2001) by S.I. 2001/2617, arts. 2(b), 13(1), Sch. 3 Pt. IV para. 290(a) (with art. 13(3)); S.I. 2001/3538, art. 2(1)Words in s. 32(2) omitted (3.7.2002) by virtue of S.I. 2002/1555, arts. 1, 7(4)S.R. & O. 1922 No. 184 1974 c. 28. Words in s. 32(2) substituted (1.4.2013) by The Financial Services Act 2012 (Mutual Societies) Order 2013 (S.I. 2013/496), art. 1(1), Sch. 6 para. 18(3) (with Sch. 12)Words in s. 32(1) substituted (1.8.2014) by Co-operative and Community Benefit Societies Act 2014 (c. 14), s. 154, Sch. 4 para. 17(2) (with Sch. 5)Words in s. 32(2) substituted (1.8.2014) by Co-operative and Community Benefit Societies Act 2014 (c. 14), s. 154, Sch. 4 para. 17(3) (with Sch. 5)Words in s. 32(1)(a) substituted (6.4.2018 immediately after 2016 c. 16 (N.I.), s. 8(2) comes into force) by The Financial Services Act 2012 (Mutual Societies) Order 2018 (S.I. 2018/323), art. 1, Sch. 4 para. 1 (with art. 3)Words in s. 32(1)(b) substituted (6.4.2018 immediately after 2016 c. 16 (N.I.), s. 8(2) comes into force) by The Financial Services Act 2012 (Mutual Societies) Order 2018 (S.I. 2018/323), art. 1, Sch. 4 para. 1 (with art. 3)
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<dc:title>Credit Unions Act 1979</dc:title>
<dc:description>An Act to enable certain societies in Great Britain to be registered under the Industrial and Provident Societies Act 1965 as credit unions; to make further provision with respect to societies so registered; to make provision with respect to the taxation of societies so registered and of Northern Ireland credit unions; to enable reciprocal arrangements to be made in relation to Northern Ireland credit unions; to facilitate the amendment of the Industrial and Provident Societies Act (Northern Ireland) 1969; and for connected purposes.</dc:description>
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<Title> General and miscellaneous</Title>
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<Title> Northern Ireland.</Title>
<P1 DocumentURI="http://www.legislation.gov.uk/ukpga/1979/34/section/32" IdURI="http://www.legislation.gov.uk/id/ukpga/1979/34/section/32" id="section-32">
<Pnumber>32</Pnumber>
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<Text>The Treasury may make reciprocal arrangements with the Department of Commerce for Northern Ireland or such other authority as may be specified for the purposes of this subsection by any Measure of the Northern Ireland Assembly with a view to securing that, on or after the commencement of this Act,—</Text>
<P3 DocumentURI="http://www.legislation.gov.uk/ukpga/1979/34/section/32/1/a" IdURI="http://www.legislation.gov.uk/id/ukpga/1979/34/section/32/1/a" id="section-32-1-a">
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the law applicable in England and
<Addition ChangeId="d30p1801" CommentaryRef="c911760">Wales, or (as the case may be) Scotland, to </Addition>
<Addition ChangeId="d30p1801" CommentaryRef="c911760">
<Substitution ChangeId="key-25b85d0c36c217856efb4187e5137349-1529234018288" CommentaryRef="key-25b85d0c36c217856efb4187e5137349">societies registered as credit unions under the 2014 Act</Substitution>
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may be applied, in such cases and subject to such modifications as may be provided in the arrangements, to Northern Ireland credit unions; and
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<P3 DocumentURI="http://www.legislation.gov.uk/ukpga/1979/34/section/32/1/b" IdURI="http://www.legislation.gov.uk/id/ukpga/1979/34/section/32/1/b" id="section-32-1-b">
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the law applicable in Northern Ireland to Northern Ireland credit unions may be applied, in such cases and subject to such modifications as may be provided in the arrangements, to
<Substitution ChangeId="key-6906c46d9a5a5fceb596768a350b873f-1529234068598" CommentaryRef="key-6906c46d9a5a5fceb596768a350b873f">societies registered as credit unions under the 2014 Act</Substitution>
;
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and
<Substitution ChangeId="key-a649d23a82e71cbb8ed01b5a6d7c811b-1439036543989" CommentaryRef="key-a649d23a82e71cbb8ed01b5a6d7c811b"> section 142 of the 2014 Act </Substitution>
(which enables societies registered in Northern Ireland to be treated for certain purposes as if they were registered under that Act) shall not apply to Northern Ireland credit unions.
</Text>
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<P2 DocumentURI="http://www.legislation.gov.uk/ukpga/1979/34/section/32/2" IdURI="http://www.legislation.gov.uk/id/ukpga/1979/34/section/32/2" id="section-32-2">
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The Treasury may by regulations
<CommentaryRef Ref="c911762"/>
. . . make provision for giving effect to any arrangements made under subsection (1) above, and such regulations may in particular—
</Text>
<P3 DocumentURI="http://www.legislation.gov.uk/ukpga/1979/34/section/32/2/a" IdURI="http://www.legislation.gov.uk/id/ukpga/1979/34/section/32/2/a" id="section-32-2-a">
<Pnumber>a</Pnumber>
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confer rights and obligations (appropriate to credit unions) under this Act and
<Substitution ChangeId="key-444a019e5a4a9ab47f553056bca0e0a1-1439036588792" CommentaryRef="key-444a019e5a4a9ab47f553056bca0e0a1"> the 2014 Act </Substitution>
on Northern Ireland credit unions in such circumstances as may be specified in the regulations;
</Text>
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<P3 DocumentURI="http://www.legislation.gov.uk/ukpga/1979/34/section/32/2/b" IdURI="http://www.legislation.gov.uk/id/ukpga/1979/34/section/32/2/b" id="section-32-2-b">
<Pnumber>b</Pnumber>
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<Text>
confer functions on
<Substitution ChangeId="key-f38765964f4c6db89d83866dc27ac01a-1438871158154" CommentaryRef="key-f38765964f4c6db89d83866dc27ac01a">each of the </Substitution>
<Abbreviation Expansion="Financial Conduct Authority">
<Substitution ChangeId="key-f38765964f4c6db89d83866dc27ac01a-1438871158154" CommentaryRef="key-f38765964f4c6db89d83866dc27ac01a">FCA</Substitution>
</Abbreviation>
<Substitution ChangeId="key-f38765964f4c6db89d83866dc27ac01a-1438871158154" CommentaryRef="key-f38765964f4c6db89d83866dc27ac01a"> and the </Substitution>
<Abbreviation Expansion="Prudential Regulation Authority">
<Substitution ChangeId="key-f38765964f4c6db89d83866dc27ac01a-1438871158154" CommentaryRef="key-f38765964f4c6db89d83866dc27ac01a">PRA</Substitution>
</Abbreviation>
in relation to Northern Ireland credit unions; and
</Text>
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<P3 DocumentURI="http://www.legislation.gov.uk/ukpga/1979/34/section/32/2/c" IdURI="http://www.legislation.gov.uk/id/ukpga/1979/34/section/32/2/c" id="section-32-2-c">
<Pnumber>c</Pnumber>
<P3para>
<Text>
make such modifications of this Act,
<Substitution ChangeId="key-444a019e5a4a9ab47f553056bca0e0a1-1439036666355" CommentaryRef="key-444a019e5a4a9ab47f553056bca0e0a1"> the 2014 Act </Substitution>
and the
<CommentaryRef Ref="c911764"/>
Government of Ireland (Companies, Societies,
<Abbreviation Expansion="et cetera" xml:lang="la">etc.</Abbreviation>
) Order 1922 as appear to the Treasury to be expedient to give effect to the arrangements.
</Text>
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<Pnumber>3</Pnumber>
<P2para>
<Text>
In this section “
<Term id="term-northern-ireland-credit-union">Northern Ireland credit union</Term>
” means a society registered as a credit union under the law of Northern Ireland.
</Text>
</P2para>
</P2>
<P2 DocumentURI="http://www.legislation.gov.uk/ukpga/1979/34/section/32/4" IdURI="http://www.legislation.gov.uk/id/ukpga/1979/34/section/32/4" id="section-32-4">
<Pnumber>4</Pnumber>
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<Text>
An Order in Council made under paragraph 1(1)(
<Emphasis>b</Emphasis>
) of Schedule 1 to the
<CommentaryRef Ref="c911765"/>
Northern Ireland Act 1974 which contains a statement that its purposes correspond to those of this Act shall be subject to annulment in pursuance of a resolution of either House of Parliament instead of the Order, or a draft of the Order, being subject to the procedure set out in paragraph 1(4) or (5) of that Schedule.
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<Commentary id="c911760" Type="F">
<Para>
<Text>
Words in s. 32(1)(a) substituted (1.12.2001) by
<Citation URI="http://www.legislation.gov.uk/id/uksi/2001/2617" id="c00481" Class="UnitedKingdomStatutoryInstrument" Year="2001" Number="2617">S.I. 2001/2617</Citation>
,
<CitationSubRef id="c00482" CitationRef="c00481" URI="http://www.legislation.gov.uk/id/uksi/2001/2617/article/2/b" SectionRef="article-2-b">arts. 2(b)</CitationSubRef>
,
<CitationSubRef id="c00483" CitationRef="c00481" URI="http://www.legislation.gov.uk/id/uksi/2001/2617/article/13/1" SectionRef="article-13-1">13(1)</CitationSubRef>
,
<CitationSubRef id="c00484" CitationRef="c00481" URI="http://www.legislation.gov.uk/id/uksi/2001/2617/schedule/3/part/IV/paragraph/290/a" Operative="true" SectionRef="schedule-3-part-IV-paragraph-290-a">Sch. 3 Pt. IV para. 290(a)</CitationSubRef>
(with
<CitationSubRef id="c00485" CitationRef="c00481" URI="http://www.legislation.gov.uk/id/uksi/2001/2617/article/13/3" SectionRef="article-13-3">art. 13(3)</CitationSubRef>
);
<Citation URI="http://www.legislation.gov.uk/id/uksi/2001/3538" id="c00486" Class="UnitedKingdomStatutoryInstrument" Year="2001" Number="3538">S.I. 2001/3538</Citation>
,
<CitationSubRef id="c00487" CitationRef="c00486" URI="http://www.legislation.gov.uk/id/uksi/2001/3538/article/2/1" Operative="true" SectionRef="article-2-1">art. 2(1)</CitationSubRef>
</Text>
</Para>
</Commentary>
<Commentary id="c911762" Type="F">
<Para>
<Text>
Words in s. 32(2) omitted (3.7.2002) by virtue of
<Citation URI="http://www.legislation.gov.uk/id/uksi/2002/1555" id="c00497" Class="UnitedKingdomStatutoryInstrument" Year="2002" Number="1555">S.I. 2002/1555</Citation>
,
<CitationSubRef id="c00498" CitationRef="c00497" URI="http://www.legislation.gov.uk/id/uksi/2002/1555/article/1" Operative="true" SectionRef="article-1">arts. 1</CitationSubRef>
,
<CitationSubRef id="c00499" CitationRef="c00497" URI="http://www.legislation.gov.uk/id/uksi/2002/1555/article/7/4" SectionRef="article-7-4">7(4)</CitationSubRef>
</Text>
</Para>
</Commentary>
<Commentary id="c911764" Type="M">
<Para>
<Text>
S.R. & O.
<Citation URI="http://www.legislation.gov.uk/id/ukcm/1922/184" id="c00508" Class="UnitedKingdomChurchMeasure" Year="1922" Number="184">1922 No. 184</Citation>
</Text>
</Para>
</Commentary>
<Commentary id="c911765" Type="M">
<Para>
<Text>
<Citation URI="http://www.legislation.gov.uk/id/ukpga/1974/28" id="c00509" Year="1974" Class="UnitedKingdomPublicGeneralAct" Number="28">1974 c. 28</Citation>
.
</Text>
</Para>
</Commentary>
<Commentary id="key-f38765964f4c6db89d83866dc27ac01a" Type="F">
<Para>
<Text>
Words in s. 32(2) substituted (1.4.2013) by
<Citation URI="http://www.legislation.gov.uk/id/uksi/2013/496" id="cumlu2e51-00007" Class="UnitedKingdomStatutoryInstrument" Year="2013" Number="496" Title="The Financial Services Act 2012 (Mutual Societies) Order 2013">The Financial Services Act 2012 (Mutual Societies) Order 2013 (S.I. 2013/496)</Citation>
,
<CitationSubRef id="cumlu2e51-00008" CitationRef="cumlu2e51-00007" URI="http://www.legislation.gov.uk/id/uksi/2013/496/article/1/1" SectionRef="article-1-1">art. 1(1)</CitationSubRef>
,
<CitationSubRef id="cumlu2e51-00009" CitationRef="cumlu2e51-00007" URI="http://www.legislation.gov.uk/id/uksi/2013/496/schedule/6/paragraph/18/3" SectionRef="schedule-6-paragraph-18-3" Operative="true">Sch. 6 para. 18(3)</CitationSubRef>
(with
<CitationSubRef id="cumlu2e51-00010" CitationRef="cumlu2e51-00007" URI="http://www.legislation.gov.uk/id/uksi/2013/496/schedule/12" SectionRef="schedule-12">Sch. 12</CitationSubRef>
)
</Text>
</Para>
</Commentary>
<Commentary id="key-a649d23a82e71cbb8ed01b5a6d7c811b" Type="F">
<Para>
<Text>
Words in s. 32(1) substituted (1.8.2014) by
<Citation URI="http://www.legislation.gov.uk/id/ukpga/2014/14" id="cupcdc0z1-00017" Class="UnitedKingdomPublicGeneralAct" Year="2014" Number="14" Title="Co-operative and Community Benefit Societies Act 2014">Co-operative and Community Benefit Societies Act 2014 (c. 14)</Citation>
,
<CitationSubRef id="cupcdc0z1-00018" CitationRef="cupcdc0z1-00017" URI="http://www.legislation.gov.uk/id/ukpga/2014/14/section/154" SectionRef="section-154">s. 154</CitationSubRef>
,
<CitationSubRef id="cupcdc0z1-00019" CitationRef="cupcdc0z1-00017" URI="http://www.legislation.gov.uk/id/ukpga/2014/14/schedule/4/paragraph/17/2" SectionRef="schedule-4-paragraph-17-2" Operative="true">Sch. 4 para. 17(2)</CitationSubRef>
(with
<CitationSubRef id="cupcdc0z1-00020" CitationRef="cupcdc0z1-00017" URI="http://www.legislation.gov.uk/id/ukpga/2014/14/schedule/5" SectionRef="schedule-5">Sch. 5</CitationSubRef>
)
</Text>
</Para>
</Commentary>
<Commentary id="key-444a019e5a4a9ab47f553056bca0e0a1" Type="F">
<Para>
<Text>
Words in s. 32(2) substituted (1.8.2014) by
<Citation URI="http://www.legislation.gov.uk/id/ukpga/2014/14" id="cupcdc0z1-00007" Class="UnitedKingdomPublicGeneralAct" Year="2014" Number="14" Title="Co-operative and Community Benefit Societies Act 2014">Co-operative and Community Benefit Societies Act 2014 (c. 14)</Citation>
,
<CitationSubRef id="cupcdc0z1-00008" CitationRef="cupcdc0z1-00007" URI="http://www.legislation.gov.uk/id/ukpga/2014/14/section/154" SectionRef="section-154">s. 154</CitationSubRef>
,
<CitationSubRef id="cupcdc0z1-00009" CitationRef="cupcdc0z1-00007" URI="http://www.legislation.gov.uk/id/ukpga/2014/14/schedule/4/paragraph/17/3" SectionRef="schedule-4-paragraph-17-3" Operative="true">Sch. 4 para. 17(3)</CitationSubRef>
(with
<CitationSubRef id="cupcdc0z1-00010" CitationRef="cupcdc0z1-00007" URI="http://www.legislation.gov.uk/id/ukpga/2014/14/schedule/5" SectionRef="schedule-5">Sch. 5</CitationSubRef>
)
</Text>
</Para>
</Commentary>
<Commentary id="key-25b85d0c36c217856efb4187e5137349" Type="F">
<Para>
<Text>
Words in
<CitationSubRef id="c051ipy33-00006" SectionRef="section-32-1-a" URI="http://www.legislation.gov.uk/id/ukpga/1979/34/section/32/1/a">s. 32(1)(a)</CitationSubRef>
substituted (6.4.2018 immediately after 2016 c. 16 (N.I.), s. 8(2) comes into force) by
<Citation URI="http://www.legislation.gov.uk/id/uksi/2018/323" id="c051ipy33-00007" Class="UnitedKingdomStatutoryInstrument" Year="2018" Number="323" Title="The Financial Services Act 2012 (Mutual Societies) Order 2018">The Financial Services Act 2012 (Mutual Societies) Order 2018 (S.I. 2018/323)</Citation>
,
<CitationSubRef id="c051ipy33-00008" CitationRef="c051ipy33-00007" SectionRef="article-1" URI="http://www.legislation.gov.uk/id/uksi/2018/323/article/1">art. 1</CitationSubRef>
,
<CitationSubRef id="c051ipy33-00009" CitationRef="c051ipy33-00007" SectionRef="schedule-4-paragraph-1" URI="http://www.legislation.gov.uk/id/uksi/2018/323/schedule/4/paragraph/1" Operative="true">Sch. 4 para. 1</CitationSubRef>
(with
<CitationSubRef id="c051ipy33-00010" CitationRef="c051ipy33-00007" SectionRef="article-3" URI="http://www.legislation.gov.uk/id/uksi/2018/323/article/3">art. 3</CitationSubRef>
)
</Text>
</Para>
</Commentary>
<Commentary id="key-6906c46d9a5a5fceb596768a350b873f" Type="F">
<Para>
<Text>
Words in
<CitationSubRef id="c051ipy33-00016" SectionRef="section-32-1-b" URI="http://www.legislation.gov.uk/id/ukpga/1979/34/section/32/1/b">s. 32(1)(b)</CitationSubRef>
substituted (6.4.2018 immediately after 2016 c. 16 (N.I.), s. 8(2) comes into force) by
<Citation URI="http://www.legislation.gov.uk/id/uksi/2018/323" id="c051ipy33-00017" Class="UnitedKingdomStatutoryInstrument" Year="2018" Number="323" Title="The Financial Services Act 2012 (Mutual Societies) Order 2018">The Financial Services Act 2012 (Mutual Societies) Order 2018 (S.I. 2018/323)</Citation>
,
<CitationSubRef id="c051ipy33-00018" CitationRef="c051ipy33-00017" SectionRef="article-1" URI="http://www.legislation.gov.uk/id/uksi/2018/323/article/1">art. 1</CitationSubRef>
,
<CitationSubRef id="c051ipy33-00019" CitationRef="c051ipy33-00017" SectionRef="schedule-4-paragraph-1" URI="http://www.legislation.gov.uk/id/uksi/2018/323/schedule/4/paragraph/1" Operative="true">Sch. 4 para. 1</CitationSubRef>
(with
<CitationSubRef id="c051ipy33-00020" CitationRef="c051ipy33-00017" SectionRef="article-3" URI="http://www.legislation.gov.uk/id/uksi/2018/323/article/3">art. 3</CitationSubRef>
)
</Text>
</Para>
</Commentary>
</Commentaries>
</Legislation>