1. Interest payable(2 )

2.. Fees and commissions payable(4)

3. Dealing losses(5)

4. Administrative expenses

1. (a)

   Staff costs

   1. (i)

      Wages and salaries

   2. (ii)

      Social security costs

   3. (iii)

      Other pension costs

2. (b)

   Other administrative expenses

5. Depreciation and amortisation(6)

6. Other oopserating charges

7. Provisions

1. (a)

   Provisions for bad and doubtful debts(7)

2. (b)

   Provisions for contingent liabilities and commitments(8)

8. Amounts written off fixed asset investments(11)

9. Profit on ordinary activities before tax

10. Tax on [profit] [loss] on ordinary activities

11.Profit on ordinary activities after tax

12. Extraordinary charges

13. Tax on extraordinary [profit] [loss]

14. xtraordinary loss after tax

15. Other taxes not shown under the preceding items

16. Profit for the financial year