Part IV General Provisions

General provisions

106 Minor definitions — general.

C11

In the application of this Act in England and Wales—

  • “bank” means—

F1a

an institution authorised under the Banking Act 1987, or

b

a company as to which the Secretary of State was satisfied immediately before the repeal of the M1Protection of Depositors Act 1963 that it ought to be treated as a banking company or discount company for the purposes of that Act;

  • “the Companies Act” means the M2Companies Act 1985;

  • “dwelling” means a building or part of a building occupied or intended to be occupied as a separate dwelling, together with any yard, garden, outhouses and appurtenances belonging to it or usually enjoyed with it;

  • “friendly society” means a friendly society or branch of a friendly society registered under the M3Friendly Societies Act 1974 or earlier legislation;

  • “hostel” means a building in which is provided for persons generally or for a class or classes of persons—

a

residential accommodation otherwise than in separate and self-contained sets of premises, and

b

either board or facilities for the preparation of food adequate to the needs of those persons, or both;

  • “house” includes—

a

any part of a building which is occupied or intended to be occupied as a separate dwelling;

b

any yard, garden, outhouses and appurtenances belonging to the house or usually enjoyed with it;

  • F2“housing activities”, in relation to a registered housing association, means all its activities in pursuance of such of its purposes, objects or powers as are of a description mentioned in section 1(1)(a) or subsections (2) to (4) of section 4.

  • “insurance company” means an insurance company to which Part II of the M4Insurance Companies Act 1982 applies;

  • “local authority” means a county, district, or London borough council, the Common Council of the City of London or the Council of the Isles of Scilly and in F3section 84(5)includes . . . F4 a joint authority established by Part IV of the M5Local Government Act 1985 F5and in section 85(4) includes such a joint authority and a police authority established under section 3 of the M6Police Act 1964;

  • “new town corporation” means the Commission for the New Towns or a development corporation within the meaning of the M7New Towns Act 1981;

  • “shared ownership lease” means a lease—

a

granted on payment of a premium calculated by reference to a percentage of the value of the house or dwelling or of the cost of providing it, or

b

under which the tenant (or his personal representatives) will or may be entitled to a sum calculated by reference directly or indirectly to the value of the house or dwelling;

  • “trustee savings bank” means a trustee savings bank registered under the M8Trustee Savings Bank Act 1981 or earlier legislation;

  • “urban development corporation” means an urban development corporation established under Part XVI of the M9Local Government, Planning and Land Act 1980.

2

In the application of this Act in Scotland—

  • “bank” has the same meaning as in subsection (1);

  • “charge” includes a heritable security;

  • “the Companies Act” has the same meaning as in subsection (1);

  • “dwelling” means a house;

  • “friendly society” has the same meaning as in subsection (1);

  • F6“heritable security” means any security capable of being constituted over any interest in land by disposition or assignation of that interest in security of any debt and of being recorded in the Register of Sasines or, as the case may be, registered in the Land Register of Scotland and which includes a security constituted by an ex facie absolute disposition or assignation or by a standard security;

  • “hostel” means—

a

in relation to a building provided or converted before 3rd January 1962, a building in which is provided, for persons generally or for any class or classes of persons, residential accommodation (otherwise than in separate and self-contained dwellings) and board, and

b

in relation to a building provided or converted on or after that date, a building in which is provided for persons generally or for any class or classes of persons, residential accommodation (otherwise than in houses) and either board or common facilities for the preparation of adequate food to the needs of those persons, or both;

  • “house” includes—

a

any part of a building, being a part which is occupied or intended to be occupied as a separate dwelling, and in particular includes a flat, and

b

includes also any yard, garden, outhouses and pertinents belonging to the house or usually enjoyed with it;

  • “housing activities” has the same meaning as in subsection (1);

  • “insurance company” has the same meaning as in subsection (1);

  • “local authority” means an islands council or district council;

  • “mortgage” means a heritable security and “mortgagee” means a creditor in such a security;

  • “new town corporation” means a development corporation within the meaning of the M10New Towns (Scotland) Act 1968;

  • F7“shared ownership lease” has the same meaning as in subsection (1);

  • F7“shared ownership agreement” means an agreement whereby—

a

a pro indiviso right in a dwelling is sold to a person and the remaining pro indiviso rights therein are leased to him subject to his being entitled, from time to time, to purchase those remaining rights until he has purchased the entire dwelling; or

b

pro indiviso rights in dwellings are conveyed to trustees to hold on behalf of persons each of whom, by purchasing a share in those dwellings, becomes entitled to exclusive occupancy of one of the dwellings but with any such person who wishes to sell or otherwise dispose of his share being required to do so through the agency of the trustees,

or such other agreement as may be approved whereby a person acquires a pro indiviso right in a dwelling or dwellings and thereby becomes entitled to exclusive occupancy of the dwelling or, as the case may be, one of the dwellings;

“trustee savings bank” has the same meaning as in subsection (1).

F83

In the definition of “shared ownership agreement” in subsection (2) above, “approved” means approved by the Secretary of State after consultation with the Housing Corporation.