15Financial conditions
(1)A person shall be eligible for civil legal aid if his disposable income does not exceed £5,415 a year.
(2)A person may be refused civil legal aid if—
(a)his disposable capital exceeds £4,710 ; and
(b)it appears to the Board that he can afford to proceed without legal aid.
(3)For the purposes of this section, a person's disposable income and disposable capital shall be determined by the Board.