PART XIVU.K. PENSION SCHEMES, SOCIAL SECURITY BENEFITS, LIFE ANNUITIES ETC.

CHAPTER IVU.K. PERSONAL PENSION SCHEMES

Modifications etc. (not altering text)

Tax reliefsU.K.

646 Meaning of “net relevant earnings”.U.K.

M1(1)Subject to subsections (3) to (7) below [F1and section 646(A)], in this Chapter “net relevant earnings”, in relation to an individual, means the amount of his relevant earnings for the year of assessment in question, less the amount of any deductions within subsection (2) below which fall to be made from the relevant earnings in computing for the purposes of income tax his total income for that year.

(2)Deductions are within this subsection if they are—

(a)deductions which but for section 74(m), (p) or (q) could be made in computing the profits or gains of the individual;

[F2(b)deductions made by virtue of section 232, 336, 343, 344 or 351 of ITEPA 2003 (mileage allowance, expenses, professional membership fees, annual subscriptions, ministers of religion);

(ba)travelling or subsistence expenses deducted by virtue of Part 5 of that Act;

(bb)deductions made by virtue of section 332(3) of this Act;]

(c)deductions in respect of relief under Schedule 9 to the Finance Act 1981 (stock relief);

(d)deductions in respect of losses or capital allowances, being losses or capital allowances arising from activities profits or gains of which would be included in computing relevant earnings of the individualor the individual’s wife or husbandF3.

(3)For the purposes of this section, an individual’s relevant earnings shall be taken to be those earnings before giving effect to any capital allowances, other than deductions allowable in computing profits or gains, but after taking into account the amounts on which charges fall to be made [F4under [F5the Capital Allowances Act (including enactments which under this Act are to be treated as contained in that Act)]]; and in subsections (4) and (5) below, references to income (other than references to total income) shall be construed similarly.

(4)In the case of an individual’s partnership profits, the amount to be included in arriving at his net relevant earnings shall be his share of the partnership income (estimated in accordance with the Income Tax Acts) after making from it any such deductions in respect of—

(a)payments made by the partnership;

(b)relief given to the partnership under Schedule 9 to the Finance Act 1981; or

(c)capital allowances falling to be made to the partnership,

as would be made in computing the tax payable in respect of that income.

(5)Where, in a year of assessment for which [F6the basic rate limit is increased in accordance with section 639(5A) in the case] of an individual—

(a)a deduction in respect of such a loss or allowance of the individual as is mentioned in subsection (2)(d) above falls to be made in computing the total income of the individualor the individual’s wife or husbandF7; and

(b)the deduction or part of it falls to be so made from income other than relevant earnings;

the amount of the deduction made from that other income shall be treated as reducing the individual’s net relevant earnings for subsequent years of assessment in accordance with subsection (6) below.

(6)The deduction shall be made so far as possible from the individual’s net relevant earnings for the first of the subsequent years of assessment (whether or not he is entitled to relief [F8in accordance with section 639(5A)] for that year), and then, so far as it cannot be so made, from those of the next year, and so on.

(7)F9. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Textual Amendments

F11989 s.77and Sch.7 para.7for the year 1989-90and subsequent years.

F2S. 646(2)(b)-(bb) substituted for s. 646(2)(b) (6.4.2003 with effect in accordance with s. 723(1) of the amending Act) by Income Tax (Earnings and Pensions) Act 2003 (c. 1), Sch. 6 para. 94 (with Sch. 7)

F3 Words repealed by 1988(F) s.148and Sch.14 Part VIIIfor 1990-91and subsequent years.

F41990(C) s.164and Sch.1 para.8(29).Previously

“under the 1968 Act (including the enactments which under this Act or the 1970 Act are to be treated as contained in Part I of the 1968 Act)”.

F5Words in s. 646(3) substituted (with effect in accordance with s. 579 of the amending Act) by Capital Allowances Act 2001 (c. 2), Sch. 2 para. 54

F6Words in s. 646(5) substituted (with effect in accordance with Sch. 13 para. 21(5) of the amending Act) by Finance Act 2000 (c. 17), Sch. 13 para. 21(2) (with Sch. 13 Pt. 2)

F7 Words repealed by 1988(F) s.148and Sch.14 Part VIIIfor 1990-91and subsequent years.

F8Words in s. 646(6) substituted (with effect in accordance with Sch. 13 para. 21(5) of the amending Act) by Finance Act 2000 (c. 17), Sch. 13 para. 21(3) (with Sch. 13 Pt. 2)

F9S. 646(7) repealed (with effect in accordance with Sch. 13 para. 21(5), Sch. 40 Pt. 2(4) Note 5 of the repealing Act) by Finance Act 2000 (c. 17), Sch. 13 para. 21(4), Sch. 40 Pt. 2(4)

Marginal Citations

M1Source-1987 (No.2) s.37