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Friendly Societies Act 1992
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99Insurance of lives of children under 10
(1)Subject to the following provisions of this section, if—
(a)after this section comes into force a friendly society or registered branch or an industrial assurance company enters into a contract of insurance under which benefit in excess of £800 is payable on the death of any person; and
(b)that person dies under the age of 10,
the obligation of the society, branch or company as to payment of benefit is only to pay £800 (without prejudice to any person’s right to recover part of the premiums paid).
(2)Subsection (1) above does not apply where the benefit is payable to a person who has an interest in the life of the person on whose death it is payable.
(3)The Commission may, with the consent of the Treasury, by order substitute some other sum for the sum for the time being specified in subsection (1) above.
(4)In the application of this section to Northern Ireland the references to industrial assurance companies shall be omitted.
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