Part 3Employment income: earnings and benefits etc. treated as earnings

Chapter 7Taxable benefits: loans

Introduction

174Employment-related loans

1

For the purposes of this Chapter an employment-related loan is a loan—

a

made to an employee or a relative of an employee, and

b

of a class described in subsection (2).

2

For the purposes of this Chapter the classes of employment-related loan are—

A

A loan made by the employee’s employer.

B

A loan made by a company or partnership over which the employee’s employer had control.

C

A loan made by a company or partnership by which the employer (being a company or partnership) was controlled.

D

A loan made by a company or partnership which was controlled by a person by whom the employer (being a company or partnership) was controlled.

E

A loan made by a person having a material interest in—

a

a close company which was the employer, had control over the employer or was controlled by the employer, or

b

a company or partnership controlling that close company.

3

In this section—

  • employee” includes a prospective employee, and

  • employer” includes a prospective employer.

4

References in this section to a loan being made by a person extend to a person who—

a

assumes the rights and liabilities of the person who originally made the loan, or

b

arranges, guarantees or in any way facilitates the continuation of a loan already in existence.

5

A loan is not an employment-related loan if—

a

it is made by an individual in the normal course of the individual’s domestic, family or personal relationships, or

b

it is made to a relative of the employee and the employee derives no benefit from it.

6

For the purposes of this section a person (“X”) is a relative of another (“Y”) if X is—

a

Y’s spouse,

b

a parent, child or remoter relation in the direct line either of Y or of Y’s spouse,

c

a brother or sister of Y or of Y’s spouse, or

d

the spouse of a person falling within paragraph (b) or (c).