Part 11Pay As You Earn

Chapter 4PAYE: special types of income

Income provided by means of vouchers and tokens

695Credit-tokens

1

On each occasion on which an employee uses a credit-token provided to the employee because of the employee’s employment to obtain—

a

money, or

b

anything which, if provided to the employee at the time when the credit-token is used, would fall to be regarded as a readily convertible asset,

the employer is to be treated, for the purposes of PAYE regulations, as making a payment of PAYE income of the employee of an amount equal to the amount ascertained under section 94(2) (benefit of credit-token treated as earnings).

2

The use of a credit-token by an employee to obtain money is excluded from the scope of this section if the money—

a

is used to meet expenses, and

b

if it had been paid directly to the employee by the employer, would not have been PAYE income except by virtue of section 70 (sums in respect of expenses).

3

PAYE regulations may make provision for excluding from the scope of this section any other description of use of a credit-token.