http://www.legislation.gov.uk/ukpga/2012/21/schedule/11/paragraph/27/enactedFinancial Services Act 2012enKing's Printer of Acts of Parliament2024-03-26Financial Services Act 2012ActWater Act 2014s. 79(4)s. 94(3)Financial Services Act 2012ActWater Act 2014s. 81(10)s. 94(3)SCHEDULESSCHEDULE 11The financial ombudsman service27In paragraph 16E (consumer credit rules), for “Authority”, in each place, substitute “FCA”.