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Consumer Insurance (Disclosure and Representations) Act 2012
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8Insurance on life of another
(1)This section applies in relation to a consumer insurance contract for life insurance on the life of an individual (“L”) who is not a party to the contract.
(2)If this section applies—
(a)information provided to the insurer by L is to be treated for the purposes of this Act as if it were provided by the person who is the party to the contract, but
(b)in relation to such information, if anything turns on the state of mind, knowledge, circumstances or characteristics of the individual providing the information, it is to be determined by reference to L and not the party to the contract.
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