http://www.legislation.gov.uk/uksi/1980/51/contents/made

The Consumer Credit (Total Charge for Credit) Regulations 1980

Westlaw

King's Printer of Acts of Parliament

2011-04-05

CONSUMER CREDIT

These Regulations, which supersede the Consumer Credit (Total Charge for Credit) Regulations 1977, make provision for ascertaining the true cost to debtors of credit provided or to be provided under actual or prospective consumer credit agreements.

The Consumer Credit (Total Charge for Credit) Regulations 1980

reg.1 defn(s).

The Consumer Credit (Total Charge for Credit, Agreements and Advertisements) (Amendment) Regulations 1999

reg.3(a)

(b)

The Consumer Credit (Total Charge for Credit) Regulations 1980

reg.2

The Consumer Credit (Total Charge for Credit, Agreements and Advertisements) (Amendment) Regulations 1999

reg.3(c)

(d)

The Consumer Credit (Total Charge for Credit) Regulations 1980

reg.4

The Consumer Credit (Total Charge for Credit, Agreements and Advertisements) (Amendment) Regulations 1999

reg.3(e)

(f)

The Consumer Credit (Total Charge for Credit) Regulations 1980

reg.5 am. and

The Consumer Credit (Total Charge for Credit, Agreements and Advertisements) (Amendment) Regulations 1999

reg.3(g)(h)

The Consumer Credit (Total Charge for Credit) Regulations 1980

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The Consumer Credit (Total Charge for Credit, Agreements and Advertisements) (Amendment) Regulations 1999

reg.3(i)

The Consumer Credit (Total Charge for Credit) Regulations 1980

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The Consumer Credit (Total Charge for Credit, Agreements and Advertisements) (Amendment) Regulations 1999

reg.3(j)

The Consumer Credit (Total Charge for Credit) Regulations 1980

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The Consumer Credit (Total Charge for Credit, Agreements and Advertisements) (Amendment) Regulations 1999

reg.3(k)

The Consumer Credit (Total Charge for Credit) Regulations 1980

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The Consumer Credit (Total Charge for Credit, Agreements and Advertisements) (Amendment) Regulations 1999

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The Consumer Credit (Total Charge for Credit, Agreements and Advertisements) (Amendment) Regulations 1999

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The Consumer Credit (Total Charge for Credit, Agreements and Advertisements) (Amendment) Regulations 1999

reg.3(n)

The Consumer Credit (Total Charge for Credit) Regulations 1980

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The Consumer Credit (Total Charge for Credit, Agreements and Advertisements) (Amendment) Regulations 1999

reg.3(n)

The Consumer Credit (Total Charge for Credit) Regulations 1980

reg. 1

The Consumer Credit (Total Charge for Credit and Rebate on Early Settlement) (Amendment) Regulations 1989

The Consumer Credit (Total Charge for Credit) Regulations 1980

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The Consumer Credit (Total Charge for Credit and Rebate on Early Settlement) (Amendment) Regulations 1989

The Consumer Credit (Total Charge for Credit) Regulations 1980

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The Consumer Credit (Total Charge for Credit) (Amendment) Regulations 1985

The Consumer Credit (Total Charge for Credit) Regulations 1980

Instrument

The Education (Student Loans) (Scotland) Regulations 1998

reg.11(1)

(2)

The Consumer Credit (Total Charge for Credit) Regulations 1980

Regulations

The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013

art. 21(d)

art. 1(2)

(6)

The Consumer Credit (Total Charge for Credit) Regulations 1980

reg. 1A

The Consumer Credit (EU Directive) Regulations 2010

reg. 50

reg. 100

1010

reg. 99(1)

The Consumer Credit (Total Charge for Credit) Regulations 1980

PART IGENERAL

1Citation, commencement, interpretation and revocation

2General provisions about calculation

PART IITOTAL CHARGE FOR CREDIT

3Total charge for credit

4Items included in total charge for credit

5Items excluded from total charge for credit

PART IIIRATE OF TOTAL CHARGE FOR CREDIT

6Rate of total charge for credit

7Calculation where a period rate is charged

8Calculation where fixed-sum credit is provided and repayable in single lump sum

9Calculation applicable to any agreement

10Consumer credit tables

11Computation of time

PART IVASSUMPTIONS FOR CALCULATIONS

12Effect of Part IV

13Assumption about the amount of credit

14Assumption about period for which credit is provided

15Assumption about index-linked rates and amounts

16Assumption about changes in charges

17Assumption about time of provision of credit

18Assumptions about time of payment of charges

1980 No. 51

CONSUMER CREDIT

The Consumer Credit (Total Charge for Credit) Regulations 1980

Made17th January 1980

Laid before Parliament29th January 1980

Coming into Operation28th April 1980

The Secretary of State, in exercise of his powers under sections 20 and 182(2) of the Consumer Credit Act 1974, and of all other powers enabling him in that behalf, hereby makes the following Regulations:—