The Consumer Credit (Agreements) Regulations 1983

1Citation, commencement and interpretation

2Form and content of regulated consumer credit agreements

3Form and content of regulated consumer hire agreements

5Statutory Forms

6Signing of agreement

7Modifying agreements which are, or are treated as, regulated agreements

8Application of Regulations

SCHEDULE 1INFORMATION TO BE CONTAINED IN DOCUMENTS EMBODYING REGULATED CONSUMER CREDIT AGREEMENTS OTHER THAN MODIFYING AGREEMENTS

PART IFORMS OF STATEMENT OF PROTECTION AND REMEDIES AVAILABLE UNDER THE CONSUMER CREDIT ACT 1974 TO DEBTORS UNDER REGULATED CONSUMER CREDIT AGREEMENTS

PART IINOTICE TO BE CONTAINED IN DOCUMENTS EMBODYING A COMBINED CONSUMER CREDIT AGREEMENT AND PAWN-RECEIPT

SCHEDULE 3INFORMATION TO BE CONTAINED IN DOCUMENTS EMBODYING REGULATED CONSUMER HIRE AGREEMENTS OTHER THAN MODIFYING AGREEMENTS

SCHEDULE 4FORMS OF STATEMENT OF PROTECTION AND REMEDIES AVAILABLE UNDER THE CONSUMER CREDIT ACT 1974 TO HIRERS UNDER REGULATED CONSUMER HIRE AGREEMENTS

SCHEDULE 5FORMS OF SIGNATURE BOX

PART IREGULATED CONSUMER CREDIT AGREEMENTS

PART IIREGULATED CONSUMER HIRE AGREEMENTS

SCHEDULE 6PRESCRIBED TERMS FOR THE PURPOSES OF SECTIONS 61(1)(a) AND 127(3) OF THE CONSUMER CREDIT ACT 1974

SCHEDULE 7PROVISIONS RELATING TO DISCLOSURE OF THE APR

1Permissible tolerances in disclosure of the APR

2Tolerance where repayments are nearly equal

3Tolerance where interval between relevant date and first repayment is greater than interval between repayments

4Tolerance where Consumer credit tables do not exactly apply

5Tolerance where period rate of charge is charged

SCHEDULE 8REGULATED MODIFYING AGREEMENTS

PART IINFORMATION TO BE CONTAINED IN DOCUMENTS EMBODYING REGULATED MODIFYING AGREEMENTS VARYING OR SUPPLEMENTING EARLIER CREDIT AGREEMENTS

PART IIINFORMATION TO BE CONTAINED IN DOCUMENTS EMBODYING REGULATED MODIFYING AGREEMENTS VARYING OR SUPPLEMENTING EARLIER HIRE AGREEMENTS

1983 No. 1553

CONSUMER CREDIT

The Consumer Credit (Agreements) Regulations 1983

Made24th October 1983

Laid before Parliament3rd November 1983

Coming into Operation19th May 1985

The Secretary of State, in exercise of the powers conferred on him by sections 60, 61(1)(a), 105(9), 114(1), 127(3), 182(2) and 189(1) of the Consumer Credit Act 1974 and of all other powers enabling him in that behalf, hereby makes the following Regulations:—