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SCHEDULE 9E+W+SSUMS TO BE DISREGARDED IN THE CALCULATION OF INCOME OTHER THAN EARNINGS

[F130.(1) Except where paragraph 29 [F2or 30ZA] applies, and subject to sub-paragraph (2), any payment made to the claimant which is intended to be used and is used as a contribution towards—E+W+S

(a)any payment due on a loan if secured on the dwelling occupied as the home which does not qualify [F3under Part 1 of Schedule 1 to the Loans for Mortgage Interest Regulations];

[F4(b)any charge which qualifies in accordance with paragraph 17 of Schedule 3 (housing costs) to these Regulations or any interest payment on a loan which qualifies under Part 1 of Schedule 1 to the Loans for Mortgage Interest Regulations, to the extent that the charge or payment is not met under these Regulations or by loan payments (as the case may be);]

(c)any payment due on a loan which qualifies [F5under Part 1 of Schedule 1 to the Loans for Mortgage Interest Regulations] attributable to the payment or capital;

(d)any amount due by way of premiums on—

(i)[F6an insurance policy taken out to insure against the risk of being unable to make the payments referred to in (a) to (c) above;] or

(ii)a policy of insurance taken out to insure against loss or damage to any building or part of a building which is occupied by the claimant as his home.

(e)his rent in respect of the dwelling occupied by him as his home but only to the extent that it is not met by housing benefit; or his accommodation charge but only to the extent that the actual charge [F7exceeds] the amount payable by a local authority in accordance with Part III of the National Assistance Act 1948 [F8or Part 1 of the Care Act 2014 (care and support)] [F9or Part 4 of the Social Services and Well-being (Wales) Act 2014 (meeting needs) other than any direct payment made in accordance with regulations made under section 50 or 52 of that Act].

(2) This paragraph shall not apply to any payment which is treated as possessed by the claimant by virtue of regulation 42(4)(a)(ii) (notional income).]

[F10(3) In this paragraph—

(a)“Loans for Mortgage Interest Regulations” means the Loans for Mortgage Interest Regulations 2017;

(b)“loan payments” has the meaning given in the Loans for Mortgage Interest Regulations.]

Textual Amendments