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7. In computing the capital of the person concerned–
(a)the value of his household furniture and effects, of articles of personal clothing and of the tools and implements of his trade shall be left out of account;
(b)there shall be left out of account the value of the main or only dwelling in which he resides;
(c)where the applicant has an interest in a dwelling other than the main one in which he resides, there shall be taken into account any sum which may be obtained by borrowing money on the security thereof;
(d)where the person concerned is living with one or more of the following persons, namely, a spouse whose resources are required to be aggregated with his, a dependent child, or a dependent relative wholly or substantially maintained by him, a deduction shall be made of £200 in respect of the first person, £120 in respect of the second person and £60 in respect of each further person.
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