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The Consumer Credit (Exempt Agreements) (Amendment) Order 1991
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- UK Statutory Instruments
- 1991 No. 1393
- Explanatory Note
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Explanatory Note
(This note is not part of the Order)
This Order provides for further, miscellaneous, amendments to the Consumer Credit (Exempt Agreements) Order 1989.
It clarifies the provision made by article 4(2)(b) of that Order in relation to agreements which will not be exempted from regulation under the Consumer Credit Act 1974 if they permit creditors to increase certain amounts charged for credit, by altering a reference to the Consumer Credit (Total Charge for Credit) Regulations 1980 (S.I. 1980/51).
It also exempts, in a manner consistent with existing exemptions conferred on electricity and water suppliers, consumer hire agreements relating to meters and metering equipment where the owner is a body corporate authorised to supply gas.
The Order makes provision for exemption for certain consumer credit agreements where the creditor is a body specified in Schedule 1 to the Order by adding one insurance company and one charity to the list in Part I, and eight bodies to the list in Part III, of that Schedule.
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