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These Regulations revoke the Consumer Credit (Quotations) Regulations 1989, which prescribed the form and content of documents (“quotations”) in which persons, who carry on consumer credit businesses, consumer hire businesses and businesses in the course of which credit secured on land is provided to individuals, give prospective customers information about the terms on which they are prepared to do business. The 1989 Regulations also applied to quotations and information given by credit-brokers about the business of any person to whom the credit-broker effects introductions, as well as to the giving of quotations and information about his own business.
The Regulations also prescribed the circumstances in which such quotations were to be provided, requiring a quotation to be provided in response to a request for written information made in writing, orally on the trader’s premises or, in certain circumstances, by telephone.
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