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15. If and so long as a person falling within regulation 14(2)(b)(iv) or (v) acts as account manager of an account, and the account investments include a policy of life insurance—
(a)the title to all such policies shall be vested in the account investor; and
(b)where a policy document or other document evidencing title to such policies of life insurance is issued, it shall be held by the account investor.
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