In witness whereof the common seal of the Building Societies Commission is hereto fixed, and is authenticated by me, a person authorised under paragraph 14 of Schedule 1 to the Building Societies Act 1986, on

L.S.

G.S. Johnson

Secretary to the Commission

18th December 1998.

We consent to these Regulations.

Clive Betts

Jim Dowd

Two of the Lords Commissioners of Her Majesty’s Treasury

23rd December 1998