Section 3 insofar as it inserts section 16A(1) to (7) into the 1974 Act

Power to make an order providing for an exemption relating to high net worth debtors and hirers

Section 4 insofar as it inserts section 16B(4) into the 1974 Act

Power to make an order relating to declarations for the purposes of section 16(B)(2) of the 1974 Act

Section 6 insofar as it inserts section 77A(2) into the 1974 Act

Power to make regulations relating to statements to be provided in relation to fixed-sum credit agreements

Section 7(1) and (2)

Power to make regulations requiring creditors to include specified information in statements issued under section 78(4) of the 1974 Act

Section 9 insofar as it inserts section 86B(8) into the 1974 Act

Power to make regulations relating to notices under section 86B of the 1974 Act

Section 10 insofar as it inserts section 86C(6) into the 1974 Act

Power to make regulations relating to notices under section 86C of the 1974 Act

Section 12 insofar as it inserts section 86E(2) into the 1974 Act for the purpose of prescribing the period referred to in that section

Power to prescribe the period within which the creditor or owner has to give notice of default sums to the debtor or hirer

Section 12 insofar as it inserts section 86E(7) into the 1974 Act

Power to make regulations relating to the application of section 86E of the 1974 Act and notices under that section

Section 14(2)

Power to prescribe matters to be included in a default notice

Section 17 insofar as it inserts section 130A(6) and (9) into the 1974 Act

Power to make regulations relating to notices under section 130A of the 1974 Act and definition of post–judgment interest

Section 18

The definition of default sum

Section 24(2), (4) and (6)

The definition of debt administration

Section 25(2) and (5)

The definition of credit information services

Section 27(1) insofar as it inserts section 6A(2), (3) and (4) into the 1974 Act

Power for the OFT to make provision by general notice for the determination of the amount of a charge under section 6A(1) of the 1974 Act on applicants for licences and renewals of licences

Section 28 insofar as it inserts section 24A(5) and (6) into the 1974 Act

Power for the OFT to issue general notices in relation to applications for standard licences

Section 34(2) insofar as it inserts section 22(1B) and (1E) into the 1974 Act in each case for the purpose of prescribing the period referred to

Power to prescribe the maximum duration of a licence having effect for a limited period

Section 34(8) insofar as it inserts section 37(1B)(a) and (b) into the 1974 Act for the purpose of specifying the form and content of a notice under that section

Power for the OFT to specify by general notice the form and content of a notice under section 37(1B) of the 1974 Act

Section 35 insofar as it inserts section 28A(3) to (6) into the 1974 Act

Power for the OFT to make provision by general notice for the determination of the amount of the charge payable under section 28A(1) or (2) of the 1974 Act and power for the Secretary of State to make regulations to determine the day referred to in section 28A(3)(b) of that Act and a person’s payment periods for the purpose of section 28A of that Act

Section 36 insofar as it inserts section 28B(2) into the 1974 Act for the purpose of determining the day before which an application under section 28B(1) shall be made

Power for the OFT to determine by general notice the day referred to in section 28B(2) of the 1974 Act

Section 59

Consumer credit jurisdiction of the financial services ombudsman scheme

Section 60

Funding of the financial services ombudsman scheme

Section 61

Consequential amendments relating to the financial services ombudsman scheme

Section 63

Disapplication of section 101 of the 1974 Act (right of hirer to terminate regulated consumer hire agreement)

Section 65

Sums received by the OFT

Section 66

Financial provision

Section 67

Interpretation

Section 68

Consequential amendments

Section 69(1) insofar as it relates to paragraph 1(1) of Schedule 3

Transitional provision and savings

Section 69(2) – (5)

Transitional provision and savings

Schedule 2

Consumer credit rules

Paragraph 1(1) of Schedule 3

Interpretation

Section 14(1)

Substitution of 14 days for seven days where it occurs in section 88 of the 1974 Act (contents and effect of default notice)

Section 69(1) insofar as it relates to paragraph 10 of Schedule 3

Transitional provision

Paragraph 10 of Schedule 3

Effect of section 14 of the Act in relation to default notices served after the commencement of section 14 of the Act