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The Consumer Credit (Information Requirements and Duration of Licences and Charges) Regulations 2007
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- UK Statutory Instruments
- 2007 No. 1167
- Regulation 50
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50.—(1) Subject to paragraph (2), where a notice of sums in arrears is given pursuant to section 86B of the 1974 Act in relation to a regulated agreement for fixed-sum credit or a regulated consumer hire agreement made before 1 October 2008 the notice may contain pre-commencement information.
(2) Where pre-commencement information is included in a notice to which section 86(B)(2)(b) applies it may be aggregated with the sum required to be included in the notice under paragraph 7 of Schedule 3.
(3) For the purposes of this regulation, “pre-commencement information” means any sum which—
(a)became due before 1 October 2008;
(b)the debtor or hirer failed to pay in full when it became due under the agreement; and
(c)remains unpaid at the date the duty to give the notice arose.
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