4 Eligibility to apply for an integration loan
1 Subject to paragraph (3) the persons eligible to apply for an integration loan are persons who are refugees for the purpose of section 13(1) of the Asylum and Immigration (Treatment of Claimants, etc.) Act 2004 and persons falling within one of the classes prescribed in paragraph (2).
2 Those classes are—
(a) persons granted leave to enter or remain as a consequence of being granted humanitarian protection under the immigration rules;
(b) persons granted leave to enter or remain as a consequence of being a dependant of a refugee or a dependant of a person falling within sub-paragraph (a).
3 An applicant for an integration loan—
(a) must be aged 18 or over;
(b) must not have already received a loan under these Regulations;
(c) must have been granted leave to enter or remain after the date of the coming into force of these Regulations;
(d) must not be insolvent.
4 A person is insolvent for the purpose of this regulation if the Secretary of State is of the opinion that, having regard to his financial position, he would be incapable of making the repayments required under regulation 9.