http://www.legislation.gov.uk/uksi/2010/1011/contents/made
The Consumer Credit (Total Charge for Credit) Regulations 2010
Credit licences
Money lenders
Credit
Business practice and regulation
Insurance
en
King's Printer of Acts of Parliament
2014-01-16
CONSUMER CREDIT
These Regulations implement article 19 of and Annex 1 to Directive 2008/48/EC of the European Parliament and of the Council on credit agreements for consumers (OJ No L133, 22.5.2008, p66) (“the Directive”). They set out the basis on which the annual percentage rate of charge (APR) and the total charge for credit must be calculated for the purpose of an actual or prospective regulated consumer credit agreement.