The Consumer Credit (Disclosure of Information) Regulations 2010
1Citation, commencement and interpretation
2Agreements to which these Regulations apply
3Information to be disclosed: agreements other than telephone contracts, non-telephone distance contracts, excluded pawn agreements and overdraft agreements
4Information to be disclosed: telephone contracts
5Information to be disclosed: non-telephone distance contracts
6Information to be disclosed: distance contracts for the purpose of a business
7Information about contractual terms and conditions: regulations 3, 4 and 5
8Manner of disclosure
9Information to be disclosed: pawn agreements
10Information to be disclosed: overdraft agreements
11
12Modifying agreements
SCHEDULE 1PRE-CONTRACT CREDIT INFORMATION
(Standard European Consumer Credit Information)
SCHEDULE 2PROVISIONS RELATING TO CALCULATION AND DISCLOSURE OF THE TOTAL CHARGE FOR CREDIT AND APR
SCHEDULE 3EUROPEAN CONSUMER CREDIT INFORMATION

2010 No. 1013

Consumer Credit

The Consumer Credit (Disclosure of Information) Regulations 2010

Made

Laid before Parliament

Coming into force

The Secretary of State is a Minister designated M1 for the purposes of section 2(2) of the European Communities Act 1972 M2 in relation to measures relating to consumer credit.

The Secretary of State makes regulations 4(2), 4(4), 5(2), 7, 10(4)(a) and (b), 10(5), 10(7), 10(9) and 12(2)(c) in exercise of the powers conferred by section 2(2) of the European Communities Act 1972 and all other provisions in these Regulations in exercise of the powers conferred by sections 55(1), 182(2) and 189(1) of the Consumer Credit Act 1974 M3.

Annotations:
Marginal Citations
M2

1972 c.68. Section 2(2) was amended by section 27(1)(a) of the Legislative and Regulatory Reform Act 2006 (c.51).

M3

1974 c.39. Section 182(2) has been amended but the amendment is not relevant here. Section 189(1) is cited for the definition of “prescribed”.