The Consumer Credit (Agreements) Regulations 2010

1. Introductory Text

2. 1. Citation, commencement and interpretation

3. 2. Agreements to which these regulations apply

4. 3. Form and content of regulated consumer credit agreements

5. 4. Signing of agreement

6. 5. Modifying agreements

7. 6. Pawn agreements

8. 7. Statutory Forms

9. 8. Form and content of an authorised overdraft agreement

10. Signature

11. 1. SCHEDULE 1

       INFORMATION TO BE INCLUDED IN REGULATED CONSUMER CREDIT AGREEMENTS

    2. SCHEDULE 2

       FORMS OF STATEMENT OF PROTECTION AND REMEDIES AVAILABLE UNDER THE CONSUMER CREDIT ACT 1974 TO DEBTORS UNDER REGULATED CONSUMER CREDIT AGREEMENTS

    3. SCHEDULE 3

       NOTICE TO BE CONTAINED IN DOCUMENTS EMBODYING A COMBINED CONSUMER CREDIT AGREEMENT AND PAWN-RECEIPT

       1. NOTICE TO DEBTOR

       2. IMPORTANT – YOU SHOULD READ THIS CAREFULLY

       3. Right to Redeem Articles

       4. If you hand in this agreement (which is also your...

       5. IF YOU DO NOT REDEEM THE ARTICLE(S) ON OR BEFORE(1)...

       6. Loss of Receipt

       7. If you lose your receipt you may provide either a...

       8. Unredeemed Articles

       9. An article not redeemed within the redemption period becomes the...

       10. Your goods will not be insured by the creditor while...

       11. (1) Creditor to insert the date at the end of...

       12. (2) Creditor to insert the amount specified in section 118(1)(b)...

       13. (3) Creditor to insert the amount specified in section 120(1)(a)...

       14. (4) Creditor to insert the amount specified in the Consumer Credit...

       15. (5) Creditor to omit this paragraph if inapplicable.

    4. SCHEDULE 4

       PROVISIONS RELATING TO CALCULATION AND DISCLOSURE OF THE TOTAL CHARGE FOR CREDIT AND APR

12. Explanatory Note