24. In paragraph 75 (Consumer Credit (Disclosure of Information) Regulations 2004), in the wording inserted as regulation 2 (agreements to which these Regulations apply), for paragraph (3) substitute—
“(3) These Regulations do not apply to—
(a)a distance contract;
(b)an authorised non-business overdraft agreement;
(c)an agreement which would be an authorised non-business overdraft agreement but for the fact that the credit is not repayable on demand or within three months.”.