Amendments to the Consumer Credit (EU Directive) Regulations 2010U.K.

25.  In regulation 76 (Consumer Credit (Disclosure of Information) Regulations 2004), for the wording inserted as paragraph (1A) substitute—

(1A) In the case of an agreement falling within regulation 2(1)(c), (d) or (e), the creditor shall provide, in addition to the information specified in paragraph (1), a statement that if he decided not to proceed with a prospective regulated consumer credit agreement on the basis of information from a credit reference agency, he will, when informing the debtor of that decision, inform the debtor that the decision has been reached on the basis of information from a credit reference agency and of the particulars of that agency (in compliance with section 157(A1) of the Act..

Commencement Information

I1Reg. 25 in force at 26.8.2010, see reg. 1