The Education (Student Support) Regulations 2011

[F1 CHAPTER 2 E+W Amount of loan for living costs

Textual Amendments

F1 Pt. 11B inserted (with application in accordance with reg. 1(2)(b) of the amending S.I.) by The Education (Student Support) (Amendment) (No. 3) Regulations 2018 (S.I. 2018/472), reg. 1(2)(a), Sch. 1

Maximum amount of loans for living costs: general E+W

157F.— (1) The maximum amount of a loan for living costs in connection with a designated part-time course is calculated as follows in respect of an academic year—

(a) where the student is an eligible part-time student with full entitlement, in accordance with regulation 157G;

(b) where the student is an eligible part-time student with reduced entitlement, in accordance with regulation 157H.

(2) For the purposes of regulations 157G and 157H, the “relevant intensity of study” is calculated as follows—

(a) where the intensity of study is less than 25 per cent, the relevant intensity of study is nil;

(b) where the intensity of study is 25 per cent or more, but less than 33.3 per cent, the relevant intensity of study is 25 per cent;

(c) where the intensity of study is 33.3 per cent or more, but less than 50 per cent, the relevant intensity of study is 33.3 per cent;

(d) where the intensity of study is 50 per cent or more, but less than 66.6 per cent, the relevant intensity of study is 50 per cent;

(e) where the intensity of study is 66.6 per cent or more, but less than 75 per cent, the relevant intensity of study is 66.6 per cent;

(f) where the intensity of study is 75 per cent or more, but less than 100 per cent, the relevant intensity of study is 75 per cent;

(g) where the intensity of study is 100 per cent or higher, the relevant intensity of study is 100 per cent.

(3) An eligible part-time student with reduced entitlement is an eligible part-time student who opts, when applying for a loan for living costs, not to provide the information needed to calculate the household income.

(4) F2 ... In this Part—

(a) an eligible part-time student (“X”) is in category A if X resides at X’s parents’ home while attending the designated part-time course;

(b) an eligible part-time student (“Y”) is in category B if Y is not in category A and Y attends one or more of the following—

(i) a course at the University of London; or

(ii) a course at an institution which requires attendance for at least half the time in aggregate of any quarter of the course in the academic year at a site wholly or partly within the area comprising the City of London and the former Metropolitan Police District;

(c) an eligible part-time student is in category C if the student is not in category A and—

(i) attends an overseas institution as part of the student’s course;

(ii) attends the Institute; or

(iii) attends an overseas work placement in an Erasmus year;

(d) an eligible part-time student is in category D if the student is not in categories A to C.

Textual Amendments

F2 Words in reg. 157F(4) omitted (23.12.2021) by virtue of The Education (Student Fees, Awards and Support) (Amendment) (No. 3) Regulations 2021 (S.I. 2021/1348), regs. 1(1), 15(4)

Application of category A in quarters ending on 30th June 2021 and 31st August 2021 E+W

F3 157FA.  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Textual Amendments

F3 Reg. 157FA omitted (23.12.2021) by virtue of The Education (Student Fees, Awards and Support) (Amendment) (No. 3) Regulations 2021 (S.I. 2021/1348), regs. 1(1), 15(5)

Maximum amount of loans for living costs: eligible part-time students with full entitlement E+W

157G.— (1) Subject to Chapters 3 and 4 of this Part and paragraph (5), the maximum amount of loan for living costs for which an eligible part-time student with full entitlement qualifies in respect of an academic year of a designated part-time course is equal to—

where—

• A is the relevant intensity of study; and

• X is—

  (a)

  for a student in category A, [F4 £8,610];

  (b)

  for a student in category B, [F5 £13,348];

  (c)

  for a student in category C, [F6 £11,713];

  (d)

  for a student in category D, [F7 £10,227]; and

• Y is—

  (a)

  for a student in category A, £1 for every complete [F4 £6.91] by which the student’s household income exceeds £25,000;

  (b)

  for a student in category B, £1 for every complete [F5 £6.73] by which the student’s household income exceeds £25,000;

  (c)

  for a student in category C, £1 for every complete [F6 £6.78] by which the student’s household income exceeds £25,000;

  (d)

  for a student in category D, £1 for every complete [F7 £6.84] by which the student’s household income exceeds £25,000.

(2) Subject to paragraph (4), the maximum amount of loan for living costs calculated in accordance with paragraph (1) is made up of—

(a) a special support loan calculated in accordance with paragraph (3); and

(b) a maintenance loan.

(3) The amount of special support loan is—

where—

• A is the relevant intensity of study; and

• Z is [F8 £4,327].

(4) Where the amount of special support loan calculated in accordance with paragraph (3) is equal to or higher than the amount calculated in accordance with paragraph (1)—

(a) the maximum amount of loan for living costs is made up of a special support loan only; and

(b) the maximum amount of loan for living costs is equal to the amount calculated in accordance with paragraph (1).

(5) Where the maximum amount of loan for living costs is calculated in accordance with paragraph (1) and is less than the minimum level for the academic year specified in regulation 157J, the minimum level for the academic year is payable.

Textual Amendments

F4 Sum in reg. 157G(1)(a) substituted (with application in accordance with reg. 2(4)(f) of the amending S.I.) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2024 (S.I. 2024/85), reg. 1, Sch.

F5 Sum in reg. 157G(1)(b) substituted (with application in accordance with reg. 2(4)(f) of the amending S.I.) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2024 (S.I. 2024/85), reg. 1, Sch.

F6 Sum in reg. 157G(1)(c) substituted (with application in accordance with reg. 2(4)(f) of the amending S.I.) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2024 (S.I. 2024/85), reg. 1, Sch.

F7 Sum in reg. 157G(1)(d) substituted (with application in accordance with reg. 2(4)(f) of the amending S.I.) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2024 (S.I. 2024/85), reg. 1, Sch.

F8 Sum in reg. 157G(3) substituted (with application in accordance with reg. 2(4)(f) of the amending S.I.) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2024 (S.I. 2024/85), reg. 1, Sch.

Maximum amount of loans for living costs: eligible part-time students with reduced entitlement E+W

157H.— (1) Subject to Chapters 3 and 4 of this Part, the maximum amount of loan for living costs for which an eligible part-time student with reduced entitlement qualifies in respect of an academic year of a designated part-time course is equal to—

where—

• A is the relevant intensity of study; and

• B is —

  (a)

  for a student in category A, the amount in regulation 80(1)(f)(i);

  (b)

  for a student in category B, the amount in regulation 80(1)(f)(ii);

  (c)

  for a student in category C, the amount in regulation 80(1)(f)(iii);

  (d)

  for a student in category D, the amount in regulation 80(1)(f)(iv).

(2) Subject to paragraph (4), the maximum amount of loan for living costs which is calculated in accordance with paragraph (1) is made up of—

(a) a special support loan calculated in accordance with paragraph (3); and

(b) a maintenance loan.

(3) The amount of special support loan is—

where—

• A is the relevant intensity of study; and

• Z is [F9 £4,327].

(4) Where the amount of special support loan calculated in accordance with paragraph (3) is equal to or higher than the amount calculated in accordance with paragraph (1)—

(a) the maximum amount of loan for living costs is made up of a special support loan only; and

(b) the maximum amount of loan for living costs is equal to the amount calculated in accordance with paragraph (1).

Textual Amendments

F9 Sum in reg. 157H(3) substituted (with application in accordance with reg. 2(4)(f) of the amending S.I.) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2024 (S.I. 2024/85), reg. 1, Sch.

Calculation of household income and residual income E+W

157I.— (1) For the purposes of regulation 157G, an eligible part-time student’s household income is assessed in accordance with Schedule 6.

(2) The Secretary of State may require an eligible part-time student to provide from time to time such information as the Secretary of State considers necessary as to the income of any person whose means are relevant to the assessment of the student’s household income.

Minimum level of loan for living costs for part-time courses E+W

157J.— (1) Subject to paragraph (2), for an eligible part-time student with full entitlement, the “minimum level for the academic year” in regulation 157G is equal to—

where—

• A is the relevant intensity of study; and

• B is

  (a)

  [F10 £3,790] in the case of a student in category A;

  (b)

  [F11 £6,647] in the case of a student in category B;

  (c)

  [F12 £5,662] in the case of a student in category C;

  (d)

  [F13 £4,767] in the case of a student in category D.

(2) Where different categories apply for different quarters of the academic year, the minimum level in paragraph (1) is the aggregate of the amounts determined under paragraph (3) for each of the quarters in respect of which a loan is payable.

(3) The amount determined for each quarter is one third of the amount in paragraph (1) which corresponds to the rate applicable for the quarter.

(4) The rate applicable for a quarter is determined in accordance with regulation 157L.]

Textual Amendments

F10 Sum in reg. 157J(1)(a) substituted (with application in accordance with reg. 2(4)(f) of the amending S.I.) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2024 (S.I. 2024/85), reg. 1, Sch.

F11 Sum in reg. 157J(1)(b) substituted (with application in accordance with reg. 2(4)(f) of the amending S.I.) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2024 (S.I. 2024/85), reg. 1, Sch.

F12 Sum in reg. 157J(1)(c) substituted (with application in accordance with reg. 2(4)(f) of the amending S.I.) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2024 (S.I. 2024/85), reg. 1, Sch.

F13 Sum in reg. 157J(1)(d) substituted (with application in accordance with reg. 2(4)(f) of the amending S.I.) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2024 (S.I. 2024/85), reg. 1, Sch.