SCHEDULE 5Housing costs element for owner-occupiers

PART 1General

Introduction1

1

This Schedule contains provisions about claimants to whom regulation 26(3) applies.

2

Claimants who fall within sub-paragraph (1) are referred to in this Schedule as “owner-occupiers” (and references to “joint owner-occupiers” are to joint claimants to whom regulation 26(3) applies).

3

Part 2 of this Schedule sets out an exception to section 11(1) of the Act for certain owner-occupiers in whose case an award of universal credit is not to include an amount of housing costs element calculated under this Schedule.

4

Part 3 of this Schedule provides for a qualifying period that is to elapse before an amount of housing costs element calculated under this Schedule may be included in an owner-occupier's award of universal credit.

5

Part 4 provides for the calculation of the amount of housing costs element to be included under this Schedule in an owner-occupier's award of universal credit.

Interpretation2

In this Schedule—

  • F2...

  • F2...

  • “joint owner-occupier” has the meaning given in paragraph 1(2);

  • F2...

  • “owner-occupier” means a single owner-occupier within the meaning of paragraph 1(2) or each of joint owner-occupiers;

  • “qualifying period” has the meaning given in paragraph 5(2);

  • F1“relevant date” means, in relation to an owner-occupier, the date on which an amount of housing costs element calculated under this Schedule is first included in the owner-occupier’s award;

  • “relevant payments” has the meaning given in paragraph 3;

  • F2...

“Relevant payments” for purposes of this Schedule3

F31

“Relevant payments” means one or more payments which are service charge payments.

F42

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

3

“Service charge payments” is to be understood in accordance with paragraphs 7 and 8 of that Schedule.