12.—(1) This paragraph applies where both of the following conditions are met.
(2) The first condition is that the claimant has an integration loan which is recoverable by deductions.
(3) The second condition is that, as at the date on which the Secretary of State receives an application for deductions to be made under this paragraph, no deductions are being made from the claimant’s universal credit in respect in respect of an amount recoverable under—
(a)section 71 (overpayments – general) or 71ZB (recovery of overpayments of certain benefits) of the Administration Act; or
(b)section 78 (recovery of social fund awards) of that Act.
(4) Where this paragraph applies, the amount payable by deductions in any assessment period is to be equal to 5% of the standard allowance.
(5) In this paragraph, “integration loan which is recoverable by deductions” means an integration loan which is made under the Integration Loans for Refugees and Others Regulations 2007(1) and which is recoverable from the claimant by deductions from the claimant’s award of universal credit under regulation 9 of those Regulations.