13. In regulation 44—
(a)in paragraph (2)(a) after “repayment threshold” insert “or default threshold”;
(b)in paragraph (2)(b) after “repayment threshold” insert “or default threshold”; and
(c)after paragraph (5) insert—
“(6) The default threshold is applicable until a date specified by HMRC in a notice given under regulation 49(1) to the employer where a borrower has only liability to repay a post-2012 student loan and has—
(a)failed to declare whether or not liability solely relates to a post-2012 student loan under regulation 43(2); or
(b)failed to inform their employer whether or not liability solely relates to a post-2012 student loan under regulation 43A.
(7) The default threshold is the repayment threshold for a student loan which is not a post-2012 student loan as set out in regulation 29(7)(b) or (c) (as the case may be).”