10. In regulation 12 (conditions for application to open an account that is not a junior ISA account)—
(a)for paragraph (12) substitute—
“(12) An application may be made on an individual’s behalf —
(a)if the individual is resident in England and Wales—
(i)pursuant to an order under section 16(2)(a) of the Mental Capacity Act 2005; or
(ii)by a deputy appointed under section 16(2)(b) of that Act; or
(b)if the individual is resident in Scotland or Northern Ireland and is suffering from mental disorder, by a parent, guardian, spouse, civil partner, son or daughter of the individual.”;
(b)in paragraph 13 after “has the meaning given by”, omit: “section 1(2) of the Mental Health Act 1983 or,”