PART 3Designation of banks and finance platforms

Criteria for the designation of a bank10.

(1)

The Treasury may designate a bank only if it is—

(a)

an institution that is a bank for the purposes of Part 1 of the Banking Act 20095, or

(b)

a finance provider that is a member of a banking group as defined in section 1164 of the Companies Act 20066.

(2)

The Treasury must revoke the designation of a bank that no longer falls within paragraph (1)(a) or (b).

(3)

In considering whether to designate a bank or revoke the designation of a bank, the Treasury must have regard to—

(a)

the value of current lending by the bank to small and medium sized businesses;

(b)

such value as a proportion of the total value of current lending to small and medium sized businesses;

(c)

the importance to the economy in Northern Ireland of the bank’s current lending to small and medium sized businesses.

(4)

In considering whether to designate a bank or to revoke the designation of a bank, the Treasury may also have regard to such other matters as they consider appropriate.