In regulation 3 of the Occupational Pension Schemes (Charges and Governance) Regulations 20152 (default arrangement), for paragraph (6) substitute—

“(6)

An arrangement is not a default arrangement if—

(a)

at any time before a benefit under that arrangement comes into payment, it provides for a pensions promise to be obtained from a third party in relation to any such benefit; or

(b)

it provides no benefits other than benefits which are attributable to additional voluntary contributions.”.