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66.—(1) The payment service provider may only charge the payment service user for the fulfilment of any of its obligations under this Part—
(a)in accordance with regulation 82(3) (refusal of payment orders), 83(6) (revocation of a payment order) or 90(2)(b) (incorrect unique identifiers);
(b)where agreed between the parties; and
(c)where such charges reasonably correspond to the payment service provider's actual costs.
(2) Where both the payer's and the payee's payment service providers, or the only payment service provider, in respect of a payment transaction are within the [F1United Kingdom], the respective payment service providers must ensure that—
(a)the payee pays any charges levied by the payee's payment service provider; and
(b)the payer pays any charges levied by the payer's payment service provider.
[F2(2A) Where, in respect of payment transaction in euro executed under a payment scheme which operates across the qualifying area, both the payer's and the payee's payment service providers are, or the only payment service provider is, in the United Kingdom the respective payment service providers must ensure that—
(a)the payee pays any charges levied by the payee's payment service provider; and
(b)the payer pays any charges levied by the payer's payment service provider.]
(3) The payee's payment service provider may not prevent the payee from—
(a)requesting payment of a charge by the payer for the use of a particular payment instrument;
(b)offering a reduction to the payer for the use of a particular payment instrument; or
(c)otherwise steering the payer towards the use of a particular payment instrument.
[F3(4) In paragraph (2A)—
(a)“payment service provider” includes any person who is a PSP as defined in Article 2(8B) of the SEPA regulation;
(b)“the qualifying area” means the area of the United Kingdom and the EEA States.]
Textual Amendments
F1Words in reg. 66(2) substituted (31.12.2020) by The Electronic Money, Payment Services and Payment Systems (Amendment and Transitional Provisions) (EU Exit) Regulations 2018 (S.I. 2018/1201), reg. 1(3), Sch. 2 para. 39(2) (with reg. 4, Sch. 3 Pt. 2) (as amended by S.I. 2020/56, regs. 1, 8); 2020 c. 1, Sch. 5 para. 1(1)
F2Reg. 66(2A) inserted (31.12.2020) by The Electronic Money, Payment Services and Payment Systems (Amendment and Transitional Provisions) (EU Exit) Regulations 2018 (S.I. 2018/1201), reg. 1(3), Sch. 2 para. 39(3) (with reg. 4, Sch. 3 Pt. 2) (as amended by S.I. 2020/56, regs. 1, 8); 2020 c. 1, Sch. 5 para. 1(1)
F3Reg. 66(4) inserted (31.12.2020) by The Electronic Money, Payment Services and Payment Systems (Amendment and Transitional Provisions) (EU Exit) Regulations 2018 (S.I. 2018/1201), reg. 1(3), Sch. 2 para. 39(4) (with reg. 4, Sch. 3 Pt. 2) (as amended by S.I. 2020/56, regs. 1, 8); 2020 c. 1, Sch. 5 para. 1(1)