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The Mortgage Credit (Amendment) ( EU Exit) Regulations 2019
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- UK Statutory Instruments
- 2019 No. 656
- Explanatory Note
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The Mortgage Credit (Amendment) ( EU Exit) Regulations 2019 is up to date with all changes known to be in force on or before 24 December 2024. There are changes that may be brought into force at a future date. Changes that have been made appear in the content and are referenced with annotations.
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- Regulations revoked by 2023 c. 29 Sch. 1 Pt. 2
EXPLANATORY NOTE
(This note is not part of the Regulations)
These Regulations are made in exercise of the powers in sections 8 and 23 of, and paragraph 21 of Schedule 7 to, the European Union (Withdrawal) Act 2018 (c. 16) in order to address failures of retained EU law to operate effectively and other deficiencies arising from the withdrawal of the United Kingdom from the European Union (see section 8(2)(d), (f) and (g) of that Act).
These Regulations make amendments to legislation in the field of the regulation of credit relating to residential property. Part 2 amends the Mortgage Credit Directive Order 2015 (S.I. 2015/910). Part 3 revokes binding technical standards made by EU entities. It also creates a power for the Treasury to make regulations (in place of a power for the European Commission to adopt delegated acts in Article 17(8) of Directive 2014/17/EU of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010 (OJ No. L 60, 28.2.2014, p. 34.)).
An impact assessment has not been produced for this instrument as no, or no significant, impact on the private or voluntary sector is foreseen.
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