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40. At the end of the Consumer Credit (Amendment) (EU Exit) Regulations 2018(1), insert—
6.—(1) Until 1st September 2019 the Consumer Credit (Disclosure of Information) Regulations 2010(2) (“the 2010 Regulations”), as amended by regulation 3 of these Regulations, are subject to the modifications specified in this regulation.
(2) Information is, for the purposes of regulation 8(1), to be treated as being disclosed by means of the form contained in Schedule 1 where the information is disclosed in the form specified in Schedule 1 to the 2010 Regulations with the modifications specified in paragraph (4).
(3) The right conferred by regulation 9(2) is to be construed accordingly.
(4) The modifications referred to in paragraph (2) are that—
(a)the form has at the beginning as a heading “(Standard European Consumer Credit Information)”; and
(b)in table 5, in section (a), in the first column, in the entry commencing “The creditor’s representative” for “the United Kingdom” substitute “your Member State of residence”.
(5) Information is, for the purposes of regulation 11(1)(a), to be treated as being disclosed by means of the form set out in Schedule 3 where disclosure is made by means of the form set out in Schedule 3 to the 2010 Regulations with the following modification.
(6) This modification is that in table 5, in section (a), in the first column, in the entry commencing “The creditor’s representative” for “the UK” substitute “[the UK] [your Member State of residence]”.”.
S.I. 2010/1013. Relevant amendments were made by S.I. 2010/1969, 2012/2798, 2013/1881, 2014/208, 2016/530 and 2018/1038.
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